Kinecta Federal Credit Union

Adjustable Rate Mortgage

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Initial fixed interest rate for
- 6 months
- 1, 3, 5, 7, or 10 years
Low starting rates mean reduced initial payments, allowing you to buy more home
Zero-down purchase program
- Available under the initial 1-, 3-, 5-, and 7-year adjustable rate mortgages
No negative amortization or prepayment penalty
Great for primary residence or second/vacation home
Available for investment property (with restrictions)
Advantageous if you plan to stay in your home for the initial fixed rate period
Loans up to $4 million

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