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| Checking Accounts Comparison Chart |
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Free Checking |
Checking Plus |
| Monthly Fee |
Free |
Free with Direct Deposit or
$1,500 average monthly checking
balance ($9.00 fee waived) |
Minimum Balance
To waive monthly fee |
Free |
Direct Deposit or $1,500 average monthly checking account balance |
| Visa® ATM & CheckCard |
Yes |
Yes |
| Kinecta Direct Online Banking |
Free |
Free |
| Online Bill Payment |
Free |
Free |
| Earns Dividends |
No |
Yes2 |
| Check Writing |
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Unlimited
Free |
Kinecta CO-OP Network3
ATM Transactions |
Unlimited
free nationwide |
Unlimited
free nationwide |
| Foreign4 ATM Withdrawals |
$1.00 each |
Unlimited
free nationwide |
| Check Orders |
1st box free5 |
1st box free5 |
- Enrollment required
- Accrued daily, paid monthly
- More than 20,000 surcharge-free ATMs nationwide
- Financial institution other than Kinecta or CO-OP Network ATM
- Free initial check order (one (1) box of checks, corporate design)
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