Kinecta credit cards have plenty to offer.
Kinecta credit cards are designed to meet your individual needs. We combine our personalized service, convenience, and all the benefits of your Kinecta relationship into one great credit card.
The Benefits:
- Low variable APR on purchases and balance transfers
- Zero liability for unauthorized purchases through your MasterCard® or Visa® network
- 25-day interest-free grace period on purchases1
- Lost or stolen card reporting service
- Car rental insurance
- 24-hour assistance from a Credit Card Specialist
- Security and activation programs to help detect fraud
- Access to more one million ATMs worldwide
- Protection while shopping online with your card
Dream Points® Rewards2
Earn Dream Points that you can use towards hundreds of exciting rewards, including brand name merchandise, retail and restaurant gift cards, green products, unique experiences, travel destinations and much more. Earn one (1) point for every $1.00 you spend.3 Click here.
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| Visa Signature Rewards4 |
Platinum MasterCard /
Visa Platinum |
Visa Platinum Share-Secured4 |
Platinum MasterCard First |
Perfect for members who:
• Prefer VIP benefits and unique experiences
• Are in Kinecta’s Gold or Hughes Elite Clubs
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Perfect for members who:
• Have established credit history
• Desire greater buying power at a competitive APR
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Perfect for members who:
• Would like to build or rebuild their credit
• Want their credit line tied to a secured deposit account
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Perfect for members who:
• Need to establish credit
• Have a limited budget/income
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Features:
• Higher credit limit
• VIP treatment and perks
• Earn Dream Points rewards
• No annual fee for Kinecta Gold or Hughes Elite Club members5
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Features:
• Low APR on purchases & balance transfers
• No annual fee
• Dream Points Rewards are optional
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Features:
• Low APR on purchases & balance transfers
• Flexible credit line
• Earn Dream Points Rewards
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Features:
• No annual fee
• Dream Points Rewards are optional
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Your rate may increase if your account is consistently past due. Kinecta can change the account terms, including fees, at any time for any reason. Prior notice will be provided to you before these changes occur, and you may opt out of changes. Payments are applied to low APR balances first.
1 No grace period on cash advances. Interest begins to accrue immediately.
2 Dream Points Program is subject to an annual fee.
3 Restrictions apply. Subject to the Dream Points terms and conditions (available upon request). Dream Points® is a registered trademark of Pinnacle Motivation.
4 Annual fees apply to Visa Signature Rewards Cards and Visa Platinum Share-Secured cards.
5 Standard qualifying criteria for Visa Signature Cards apply.
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