 |
Premium service at an exceptional value.
Kinecta credit cards have plenty to offer.
Kinecta credit cards are designed to meet your individual needs. We combine our personalized service, convenience, and all the benefits of your Kinecta relationship into one great credit card.
The Benefits:
- Low variable APR on purchases and balance transfers
- Zero liability for unauthorized purchases through your MasterCard® or Visa® network
- 25-day interest-free grace period on purchases1
- Lost or stolen card reporting service
- Car rental insurance
- 24-hour assistance from a Credit Card Specialist
- Security and activation programs to help detect fraud
- Access to more one million ATMs worldwide
- Protection while shopping online with your card
Dream Points® Rewards2
Earn Dream Points that you can use towards hundreds of exciting rewards, including brand name merchandise, retail and restaurant gift cards, green products, unique experiences, travel destinations and much more. Earn one (1) point for every $1.00 you spend.3 Click here.
Your rate may increase if your account is consistently past due. Kinecta can change the account terms, including fees, at any time for any reason. Prior notice will be provided to you before these changes occur, and you may opt out of changes. Payments are applied to low APR balances first.
1 No grace period on cash advances. Interest begins to accrue immediately.
2 Dream Points Program is subject to an annual fee.
3 Restrictions apply. Subject to the Dream Points terms and conditions (available upon request). Dream Points® is a registered trademark of Pinnacle Motivation.
4 Annual fees apply to Visa Signature Rewards Cards and Visa Platinum Share-Secured cards.
5 Standard qualifying criteria for Visa Signature Cards apply.
Annual Percentage Rate (APR) for Purchase – 10.24% - 18.00% This APR will vary with the market based on the Prime Rate (P). The APR you receive is determined based on your creditworthiness.Cash Advance Fee - Either 3% of the amount of each transfer with a $10 minimum, $100 maximum, whichever is greater.
Foreign Transaction Fee - 1.0% of each foreign transaction, regardless of whether the transaction in U.S dollars or in a foreign currency.
Transfer Fee - Either 3% of the amount of each transfer with a $10 minimum, $100 maximum, whichever is greater.
|
Perfect for members who:• Prefer VIP benefits and unique experiences
• Desire greater buying power at a competitive APR
Features:• Higher credit limit
• VIP treatment and perks
• Earn Dream Points rewards
• No annual fee for Kinecta Gold or Hughes Elite Club members
5Click for details
Perfect for members who:• Have established credit history
• Are in Kinecta’s Gold or Hughes Elite Clubs
Features:• Low APR on purchases & balance transfers
• No annual fee
• Dream Points Rewards are optional
Click for details
Perfect for members who:• Have established credit history
• Are in Kinecta’s Gold or Hughes Elite Clubs
Features:• Low APR on purchases & balance transfers
• No annual fee
• Dream Points Rewards are optional
Click for details
Perfect for members who:• Would like to build or rebuild their credit
• Want their credit line tied to a secured deposit account
Features:• Low APR on purchases & balance transfers
• Flexible credit line
• Earn Dream Points rewards
Click for details
Perfect for members who:• Need to establish credit
• Have a limited budget/income
Features:• No annual fee
• Dream Points Rewards are optional
Click for details