Eligibility1:
- Minimum of $150,000 in combined balances (loans, deposits, and investments*)
- Minimum of $10,000 in deposits
- Kinecta member for 20+ years
Enjoy your benefits:
- .10% rate increase on new and renewing Share Certificates2
(including promotional certificates)
- Monthly choice of three of the following for free:3
- Cashier’s Check ($6.00 value)
- Notary Service ($10.00 value)
- Wire Transfer (up to $40.00 value)
- Free large safe deposit box (upon availability, $135.00 value annually4)
- CheckCard daily limit increased to $5,5004
- Free checks6
- Free Bill Pay and Online Banking
- Free annual financial review
- $500 off closing costs on a first mortgage7
- No closing costs on a Home Equity Loan or Line of Credit7/8
- Priority phone service
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1 Eligibility is reviewed twice per year, on June 15 and December 15.
2 College Saver certificates not eligible for rate increase.
3 Applies to services obtained at Kinecta locations only.
4 Upon availability. May be applied to rental of any available safe deposit box.
5 Combined maximum of $500 ATM and $5,000 point-of-sale transactions.
6 Two free boxes of checks per calendar year ($14.75 per box value)
7 Includes refinancing of loans from Kinecta or other financial institutions.
8 May be applied once in any 12-month period. No standard appraisal fees, points, or closing costs, subject to certain qualifications. Loans/Lines closed within three years are subject to an early reimbursement cost of up to $500. California primary residence properties only. * Assets under management at Kinecta Financial & Insurance Services. California Insurance License #0E24631 (Kinecta Financial & Insurance Services, LLC) or California Insurance License #0394033 (Apollo Agencies, Inc.). Securities & Insurance products offered through Linsco/Private Ledger and its affiliates, Member FINRA/SIPC. Insurance products offered through Kinecta Financial & Insurance Services, LLC and Apollo Agencies, Inc., subsidiaries of Kinecta Federal Credit Union. Insurance and investment products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Kinecta Financial & Insurance Services, LLC, Apollo Agencies, Inc. and Kinecta Federal Credit Union are not affiliated with Linsco/Private Ledger. Some insurance products available to California residents only. |