Remodel. Repaint. Or just let your house help you pay off all those high-interest debts.
- 3.99% Introductory APR* for the first three months
- Variable APR at prime after introductory period
- No closing costs or application fees
- Loans up to $250,000
- Interest may be tax-deductible**
Ask about our Interest-Only option for lower payments.
 *Annual Percentage Rate (APR). Discounted introductory APR of 3.99% for first three months, after that your APR may vary. As of 5/1/08, the fully indexed APR is 5.25%. Maximum APR is 18%; minimum APR is 4.0%. Maximum loan amount $250,000. The index on all new applications is The Wall Street Journal prime rate, as published in the Money Rates section on the first business day of the previous month. Your actual rate will be the current prime rate plus 0%. Loans without automatic payment will be .25% higher. $75 annual fee is waived with $10,000 average daily balance for 12 months. Rates apply to loans with a Combined Loan to Value (CLTV) of up to 80%. No standard appraisal fees, points, or closing costs, subject to certain qualifications ($500 fees are waived unless loan is closed within the first 36 months). Rates and terms are effective as of 6/17/08 and are subject to change. All loans are subject to credit approval and verification of equity. Property insurance is required. Title insurance may be required. Kinecta is an equal housing lender. ** Please check with your tax advisor.
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