Extra cash, a dream vacation, or a new kitchen. Your home’s equity has plenty to offer.

Prime Home Equity Line of Credit - At The Prime Rate* for the life of the loan.

Call 310.643.5400 or 800.854.4501 to talk to one of our experienced loan counselors. Or visit a member service center near you.

Variable Annual Percentage Rate (APR) at prime for the life of the loan. No standard appraisal fees, points, or closing costs, subject to certain qualifications (up to $500 in fees are waived unless loan is closed within the first 36 months). Excellent credit and automatic payment from a Kinecta Checking Plus account required. The index on all new applications is The Wall Street Journal prime rate, as published in the Money Rates section on the first business day of the month. Your actual APR will be the then-current prime rate. As of 6/15/08, the APR is 5.00%. Maximum APR is 18%; minimum APR is 5.00%. $75 annual fee is waived with $10,000 average daily balance for 12 months. Rates apply to loans on owner-occupied 1-2 unit family property types with a Combined Loan to Value (CLTV) of up to 80%. Maximum loan amount $250,000. Rates and terms are effective as of 7/15/08 and are subject to change. All loans are subject to credit approval and verification of equity. Property insurance is required. Title insurance may be required. Other Home Equity products are also available.
** Check with your tax advisor.