APY shown below are those in effect as of
, and may be subject to change at any time. Dividend Yields are Determined by the Board of Directors.
Money Market and IRA Money Market Savings Accounts
Yields may change daily and are in effect as listed above. Funds earn dividends for each day they are on deposit. Dividends are paid on the last day of the month. Minimum balance to open is $2,500. There is no Credit Union penalty for early withdrawal.
|
Money Market Savings
| Description |
Rate |
APY |
| $100,000 and above |
0.747% |
0.75% |
| $50,000 to $99,999 |
0.349% |
0.35% |
| $25,000 to $49,999 |
0.250% |
0.25% |
| $10,000 to $24,999 |
0.250% |
0.25% |
| $2,500 to $9,999 |
0.200% |
0.20% |
| under $2,500 |
0.150% |
0.15% |
|
Yields may change weekly and are in effect as listed above.
Funds earn dividends for each day they are on deposit.
Dividends are paid on the last day of the quarter.
Money Market Checking & IRA Money Market Accounts
| Description |
Rate |
APY |
| $100,000 and over |
0.250% |
0.25% |
| $50,000 to $99,999.99 |
0.250% |
0.25% |
| $25,000 to $49,999.99 |
0.250% |
0.25% |
| $10,000 to $24,999.99 |
0.200% |
0.20% |
| $2,500 to $9,999.99 |
0.150% |
0.15% |
| under $2,500 |
0.050% |
0.05% |
|
Yields may change weekly and are in effect as listed above. Dividends are paid monthly.
IRA & Regular Share Certificates
| Description |
Rate |
APY |
| 90 days to 179 days |
0.499% |
0.50% |
| 180 days to 364 days |
1.094% |
1.10% |
| 9-Month Share Certificate |
0.747% |
0.75% |
| 9-Month Jumbo Share Certificate |
0.747% |
0.75% |
| 1 Year to less than 2 Years |
0.747% |
0.75% |
| 13-Month Share Certificate |
1.292% |
1.30% |
| 18-Month Share Certificate |
1.588% |
1.60% |
| 18-Month Jumbo Share Certificate |
1.588% |
1.60% |
| 2 Years to less than 3 Years |
1.982% |
2.00% |
| 3 Years to less than 4 Years |
2.227% |
2.25% |
| 4 Years |
2.374% |
2.40% |
| 5 Years |
2.960% |
3.00% |
|
(Minimum Balance $1,000) Certificates opened will earn dividends at yields shown until they mature. Dividends are paid monthly and at maturity. Special maturities and yields for jumbo certificates (deposits of $100,000) may be available. Restrictions apply.
Roth IRA++ Share Certificates
| Description |
Rate |
APY |
| 180 days to 364 days |
1.094% |
1.10% |
| 1 Year to less than 2 Years |
0.747% |
0.75% |
|
Daily Access Accounts
| Description |
Rate |
APY |
| Premiere Checking |
0.200% |
0.20% |
| Premier Checking Accounts are no longer offered. |
| Checking Plus |
|
|
| Over $50,000 |
0.150% |
0.15% |
| $25,000 to $49,999 |
0.150% |
0.15% |
| $5,000 to $24,999 |
0.100% |
0.10% |
| $1,000 to $4,999 |
0.050% |
0.05% |
| Checking Plus - under $1,000 |
0.050% |
0.05% |
|
($100 minimum to open) Funds earn dividends for each day they are on deposit.
Dividends are paid on the last day of the month. (Fees incurred may reduce earnings)
Regular Share Account
| Description |
Rate |
APY |
| Minimum balance: $5 |
0.150% |
0.15% |
|
Contributory Accounts
| Description |
Rate |
APY |
| With Payroll Deduction - minimum balance: $1 |
0.449% |
0.45% |
| Without Payroll Deduction - minimum balance: $100 |
0.449% |
0.45% |
|
Funds may change weekly and are in effect as listed above. Dividends are paid quarterly.
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NOTICE: Dividends for all accounts listed above are based on the Credit Unions earnings at the end of a dividend period and thus cannot be guaranteed. APY= Annual Percentage Yield. The approximate Annual Percentage Yield is indicated for the initial period and is given for comparative purposes only. The actual percentage yield is dependent upon a number of variable factors such as: type of account rate, term, etc. There is a substantial penalty for early (premature) withdrawal of certificate funds other than dividends. There may be a penalty for early withdrawal of IRA funds. Fees incurred may reduce earnings on any of these accounts. NCUA Your savings are federally insured to $250,000 by the National Credit Union Administration, a U.S. Government agency. |