Higher dividend rates with flexible terms.

• Open your account with a $1,000 minimum deposit
• Higher balances generally earn higher yields
• Flexibility to choose terms from 90 days to 5 years
• Withdraw dividends without penalty**
• Borrow against your funds with a Certificate Loan*

Jumbo Share Certificates
Guaranteed high yields for larger investments

• Open your Jumbo Certificate with a $100,000 minimum deposit
• Flexibility to choose terms from 90 days to 5 years
• Withdraw dividends without penalty**
• Borrow against your funds with a Certificate Loan*

Bump-Up Certificate

• Make a one time bump-up rate adjustment anytime during the original term
• Apply online through Kinecta Direct Online Banking, log in and click on Open Certificate.

*Certain restrictions apply.
**Penalty for early withdrawal of principal may apply.