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Gold Club & Hughes Gold Elite Club Adjust font size: Increase Font Size decrease font size

Our VIP members deserve more! There’s no fee, and you don’t need to sign up for anything. You’re automatically enrolled when you qualify.

Program Benefits:

  • Rate bonus on share certificates
  • Monthly choice of free services: 1
    Cashier’s Check, Notary Service 2, Wire Transfer
  • NEW! Courtesy Pay, NSF or Overdraft fee reversal 3
  • Daily CheckCard limit up to $5,500 4
  • Free safe deposit box 5
  • Free checks 6
  • Free Bill Pay and Online Banking 7
  • NEW! Complimentary financial review/plan with a Kinecta Financial & Insurance Services consultant *
  • Discounted closing costs on a first mortgage 8
  • NEW! Priority processing on a first mortgage
  • No closing costs on a Home Equity Loan or Line of Credit  8/9
  • NEW! Annual fee waived on a Kinecta Visa® Signature card ($50 value) 10 
  • Priority phone service

 


VIP Categories
» Gold Club 
» Hughes Gold Elite Club 

Eligibility Criteria

» Kinecta Gold Club  » Kinecta Hughes Gold Elite Club
Minimum of $150,000 in combined balances
(loans, deposits, and investments 9)
Including minimum of $10,000 in deposits & investments
Same as Gold Club, plus Kinecta member for 20+ years
Checking account with either of the following: 1) minimum monthly average direct deposit of $250; OR 2) minimum monthly average of 3 transactions tied to the Checking account 11
 
1 Gold Club: One free service per month. Hughes Gold Elite Club: Three free services per month. Applies to services obtained at Kinecta locations only.
2 Upon availability. Please call for an appointment.
3 Eligible fees include: Courtesy Pay ($29), Non-Sufficient Funds (NSF) ($29), Overdrawn Account ($25), Savings Overdraft Protection ($3.50), and Line of Credit Overdraft Protection ($2.00). Upon request, choice of one fee reversed per VIP eligibility period (January-June and July-December). 
4 Combined maximum of $500 ATM and $5,000 point-of-sale/debit transactions.
5 Upon availability. Gold Club: Small box; Hughes Gold Elite Club: Large box. Value may be applied to rental of any available safe deposit box.
6Two free boxes of checks per calendar year ($14.75 per box value).
7 Enrollment required.
8 May be applied once in any 12-month period. Loans/lines closed within three years are subject to an early reimbursement cost of up to $500. California primary residences only.
9 Assets under management at Kinecta Financial & Insurance Services.*
10 Standard qualifying criteria for Visa® Signature credit card apply.
11 Transactions exclude balance inquiries, dividends, fees, and fee reversals. Average is determined by activity within the previous 6 months or from the first month following the date the Checking account was opened, whichever is less.
* Securities and Insurance Products offered through LPL Financial, a registered broker/dealer and its affiliates, Member FINRA/SIPC. Insurance products offered through Kinecta Financial & Insurance Services, a subsidiary of Kinecta Federal Credit Union. CA Insurance License #0E24631.  Insurance and investment products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the credit union or any affiliated entities; 3) involve investment risk, including possible loss of value. Kinecta Financial & Insurance Services and Kinecta Federal Credit Union are not affiliated with LPL Financial.  Some insurance products available to California residents only.
 

Your savings federally insured to at least $250,000 and back by the full faith and credit of the United States Government. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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