Kinecta Federal Credit Union

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Gold Club & Hughes Gold Elite Club

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Our VIP members deserve more! There’s no fee, and you don’t need to sign up for anything. You’re automatically enrolled when you qualify.¹

Program Benefits:

Rate bonus on share certificates
Monthly choice² of free services:
Cashiers Check, Notary Service, Wire Transfer
Daily CheckCard limit up to $5,500³
Free safe deposit box⁴
Free checks⁵
Free annual financial review
Discounted closing costs on a first mortgage⁶
No closing costs on a Home Equity Loan or Line of Credit ^6/7
Priority phone service

VIP Categories
»	Gold Club
»	Hughes Gold Elite Club

Eligibility Criteria

» Kinecta Gold Club		» Kinecta Hughes Gold Elite Club
•	Min of $150,000 in combined balances (loans, deposits, and investments*)	•	Same as Gold Club, plus Kinecta member for 20+ years
•	Min of $10,000 in deposits

1Eligibility criteria for Kinecta Gold Club and Kinecta Hughes Gold Elite Club: $150,000 minimum combined balances of loans, deposits ($10,000 minimum), and investments*. Additional criteria for Kinecta Hughes Gold Elite Club: 20+ years as Kinecta member. 2 Gold Club: one free service per month. Hughes Gold Elite Club: three free services per month. Applies to services obtained at Kinecta locations only. 3 Combined maximum of $500 ATM and $5,000 point-of-sale/debit transactions. 4 Gold Club: small box; Hughes Gold Elite Club: large box. Value may be applied to rental of any available safe deposit box. 5 Two free boxes of checks per calendar year ($14.75 per box value) 6 Includes refinancing of loans from Kinecta or other financial institutions. 7 May be applied once in any 12-month period. Loans/lines closed within three years are subject to an early reimbursement cost of up to $500. California primary residences only.
* Assets under management at Kinecta Financial & Insurance Services. Securities and Insurance Products offered through LPL Financial and its affiliates, Member FINRA/SIPC. Insurance products offered through Kinecta Financial & Insurance Services, a subsidiary of Kinecta Federal Credit Union. CA Insurance License #0E24631. Insurance and investment products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the credit union or any affiliated entities; 3) involve investment risk, including possible loss of value. Kinecta Financial & Insurance Services and Kinecta Federal Credit Union are not affiliated with LPL Financial. Some insurance products available to California residents only. Terms and conditions subject to change.