Kinecta’s Visa® Platinum Share-Secured credit card can help you establish a strong credit history and even rebuild damaged credit.

How it works
You can use your Secured Card like any other credit card: Make purchases, transfer balances and take cash advances. Your credit limit is determined by the amount of money you have in your secured Kinecta share account.

• The credit line on your Secured Card will equal the balance in your account
• Make purchases up to your credit line anywhere Visa credit cards are accepted

By using your Secured Card responsibly, you may qualify for an unsecured card with a higher credit limit in the future

The Benefits

• Low variable APR on purchases and balance transfers
• 25-day interest-free grace period on purchases¹
• Security and activation programs to help detect fraud
  • Protect your online purchases with Verified by Visa® 
• Dream Points Rewards²
  Earn Dream Points and earn one (1) point for every $1.00 you spend. You can use your points towards hundreds of exciting rewards, including:
  • Brand name merchandise
  • Retail and restaurant gift cards
  • Green products
  • Unique experiences
  • Travel destinations
  • And much more.
• Access to more 1 million ATMs across the world
• Low annual fee³
• Zero liability for unauthorized purchases through your Visa network
• 24-hour access to online banking and voice response system
• Lost or Stolen Card Reporting Service
• Car rental insurance
• $1,000,000 Automatic Travel Accident Insurance at no extra cost
• Auto Rental Collision Damage Waiver – Personal
• Emergency Cash Disbursement and Card Replacement
• Travel and Emergency Assistance Services

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