Kinecta Federal Credit Union
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Federally insured by NCUA



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A Partnership with Kinecta Federal Credit Union

Maximize Your Time and Money with CU@Work

Your time is valuable. And you want your money to work harder for you. If your employer offers Kinecta’s FREE CU@Work program, you can maximize both your time and your money.

With the CU@Work program, you will enjoy:

  • Free Kinecta membership – plus $5 on us1
  • $25 gift for Checking with Direct Deposit2
  • $500 OFF Mortgage closing costs!3
  • Discounted ID Theft Protection4
  • Free Online Banking & Bill Pay5
  • Complimentary financial consultations and insurance quotes6
  • Access to 2,200+ branches & 28,000 surcharge-free ATMs7
  • Competitive rates, low fees & outstanding service
  • Convenient on-site access to a full range of financial products
  • Auto Loans – purchase & refinance
  • Mortgage Loans – including FHA
  • Free box of checks8  

Contact us today to see if your employer is eligible for the Kinecta CU@WORK program!9

CU@WORK Employee Information Request

1  Minimum $5.00 Savings account deposit required. Kinecta will deposit $5.00 into Savings accounts of new members employed by CU@WORK Partnership Program companies to fulfill minimum deposit balance if account is opened within the first seven (7) days of CU@WORK Grand Opening event.
2  Checking account must be opened within the first seven (7) days of Grand Opening event and include direct deposit. If a direct deposit is received within 90 days of account opening, $25 will be deposited into qualified checking account. Account must be in good standing. Subject to Internal Revenue Service reporting.
3 $500 off closing costs offer applies to fixed rate mortgage loans up to $729,750. Kinecta will discount $500.00 from mortgage closing costs of new mortgage applicants employed by CU@WORK partner companies if application is submitted to Kinecta within the first seven (7) days of CU@WORK Grand Opening event. Contact your Kinecta Mortgage Loan Consultant for more information and to apply. Applicant must be an employee of an approved CU@Work partner company at the time of application in order to receive discount. Offer subject to change.
4  Comprehensive Identity Theft protection available from IdentitySecure™ provided by Trilegiant. First month for $1.00; $9.95 monthly membership fee thereafter.
5  Online Banking and Bill Payment require enrollment.
6 Securities & Insurance products offered through LPL Financial, a registered broker/dealer and its affiliates, Member FINRA/SIPC.  Insurance products offered through Kinecta Financial & Insurance Services, LLC and Apollo Insurance Services, Inc., subsidiaries of Kinecta Federal Credit Union. California Insurance License #0E24631 (Kinecta Financial & Insurance Services, LLC) or California Insurance License #0394033 (Apollo Insurance Services, Inc.). Insurance and investment products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Kinecta Financial & Insurance Services, LLC, Apollo Insurance Services, Inc. and Kinecta Federal Credit Union are not affiliated with LPL Financial. Some insurance products available to California residents only.
7  Available through the Co-Op and Shared Branch Network.
8 One box, corporate design. “Fab 4” or “Spruce Goose” style checks, or $16.70 may be applied to cost of any other check style.
9 The CU@WORK Partnership Program is designed for companies with 50+ employees. If your company does not fit this profile, please ask us about other ways Kinecta can serve your’ financial needs.