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Insurance Services

Buying a new car?

Buying a new car?
Some insurance tips:

Buying a new car can be both exciting and overwhelming. There's a lot to consider, with a wide range of options, makes, models and features. Then there are financing and car insurance costs. It's a great idea to be prepared before you start shopping.

Pick the right car for you.
Make a list of what you are looking for in a new car. As you are writing the list, think about the same concerns a car insurance company would consider when quoting you a rate, such as: 

How do you use your car?
How far do you typically drive?
Where do you drive?

These factors will help you pinpoint the best car for you, while also helping to keep your car insurance premium down.

Consider features before you buy.
Make a list of all the features and options that are important to you, such as head and leg room, engine, trunk size, airbags, security system, anti-lock brakes and other safety features. Car insurance companies often give discounts for some of these items; saving you money on your overall quote.

What's the total cost?
How much you pay for your car has a powerful effect on your car insurance premium. A luxury car with all the latest features will cost more to insure than a no-frill economy car. Usually this is because the higher-priced car may be more expensive to repair or is more likely to be stolen.

Comparison shop.
Before you make your final decision, call Kinecta Insurance for a free quote at 800.905.4466 Monday – Friday from 8:00am – 5:00pm or

Click here for a quote


Insurance products offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.


Kinecta Financial & Insurance Services