Savings

Certificates

Your savings aspirations deserve a boost.

Regular Certificates

  • Longer terms generally earn higher yields
  • Flexibility to choose terms from 90 days to 5 years
  • Withdraw dividends without penalty¬†
  • Borrow against your funds with a Certificate Loan

Jumbo Certificates

  • Open your Jumbo Certificate with a $100,000 minimum deposit
  • Flexibility to choose terms from 90 days to 5 years
  • Withdraw dividends without penalty
  • Borrow against your funds with a Certificate Loan

Liquid Certificates

A unique share certificate that provides you access to your money.

  • Penalty-FREE withdrawals
  • Unlimited deposits
  • 12-month term with guaranteed rate

College Saver Certificate

The dream of a higher education starts with the seed of saving today.
Members up to 18 years of age can open one with as little as $200!


Already a Member?

Enroll or login above to
Kinecta Online Banking or call us at
800.854.9846


New to Kinecta?

Open Your Account
Or visit a Kinecta branch


Helpful Links

View our current rates


Ask us for more details. For more information, visit a local branch or contact us at 800.854.9846