Kinecta Federal Credit Union
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Page Title - Checking


Watch Your Mail!
Over the next few weeks, Kinecta will be upgrading members’ current ATM cards, Visa CheckCards and Visa Business CheckCards.

Benefits of Upgrading
Your new card will continue to give you access to a worldwide network of ATMs, allow you to make purchases conveniently and securely, let you handle your banking needs with ease, as well as give you more flexibility and security.

Take a look at the great benefits you’ll enjoy as soon as you activate your new card:


OLD Kinecta Visa CheckCard

NEW! Kinecta MasterCard CheckCard

Worldwide Merchant Acceptance icon_checkmark icon_checkmark
Zero Liability* for Unauthorized Purchases icon_checkmark icon_checkmark
Select Accept Overdraft Coverage1 icon_checkmark icon_checkmark
Convenient Card Activation - Activate your card and select or change your PIN from your phone.   icon_checkmark
Increased Security – Your identity must be verified to change your PIN.  Your PIN will never be stored on your card.   icon_checkmark
MasterCard® Easy Savings™* - Offers enrolled business cardholders automatic rebates and savings at participating merchants.   icon_checkmark
Extended Warranty* - Doubles the manufacturer's or store brand warranty for up to one year.   icon_checkmark
Purchase Assurance* - Coverage for most purchases if the item is damaged or stolen.   icon_checkmark
MasterCard Marketplace™ - Discounts of up to 20% at participating merchants.   icon_checkmark
MasterCard PayPass® - A secure, contactless technology you can use for many of your purchases.   icon_checkmark

As always, Kinecta is committed to providing our member-owners with exceptional value and excellent service. Watch your mail for your newly enhanced Kinecta CheckCard. In the meantime, if you have any questions about your new card visit your local Member Service Center or call us toll-free at 855.283.5627.  


*Certain terms, conditions and exclusions apply. MasterCard is a registered trademark and PayPass is a trademark of MasterCard International Incorporated.
1. Enrollment in Select Accept is free. There is a $29 per transaction fee each time Kinecta, at its discretion, pays your transaction when you don’t have sufficient funds. However, we understand that accidents happen, which is why we will not charge you the $29 fee if you overdraw your account within $5. We reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts. Recurring ATM and debit card transactions (such as a gym membership) may continue to be authorized at our discretion even if you do not sign up for Select Accept.