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COVID-19

Kinecta Resource Center

Branch & ATM Network1

Enjoy access to your money through 30,000 surcharge-free ATMs and 5,000 shared credit union branches.

Online Banking & Bill Pay

Use Kinecta's secured online banking to check balances, pay bills, make loan payments, and more.

Mobile Banking2

Conveniently check your finances or make payments on-the-go with our secured mobile app.

A Message from Kinecta President & CEO, Keith Sultemeier

During this difficult time, we understand you have many concerns...some of them financial.  I want to reassure you that Kinecta will stand by you throughout this crisis.  Kinecta is owned by you, our members, and we exist solely to serve you and your communities.  Kinecta is a financially strong institution, and our team is passionate about helping our members.

Kinecta will keep branches, ATMs, and digital banking services open.  We have implemented robust disinfecting procedures and social distancing at branches and ATMs.  Additionally, we are accepting, processing and funding loan applications.  Your uninterrupted access to credit union services and the safety of your financial assets remain our top priorities. 

For those concerned about visiting a branch, we urge you to consider Kinecta’s online banking, the Kinecta mobile app or our Member Contact Center (800.854.9846). If you are not familiar with our digital banking services, please call and a representative will show you how to set up and use this service.

If you are in a designated high-risk group (such as over 65 years of age, or with a chronic health condition like heart disease, lung disease or diabetes), our branch locations will serve you by appointment 1-hour prior to opening (8am – 9am). 

I want to personally thank you for your membership and the trust you have placed in Kinecta to see you through these troubled times.

Relief Loans

  • Up to $1,000 without direct deposit
  • Up to $2,500 with direct deposit
  • 0% fixed interest rate
  • Terms up to 12 months
  • Up to 90 days for first payment
  • Must be a member for more than 91 days and in good standing

Deferrals & Skip-a-Pay

Kinecta offers a variety of deferred payment plans for auto, mortgage, and personal loans.

7am to 6pm M-F

or 9am to 3pm Sat

General Assistance

If you have lost income at work, face increased child-care costs, or are experiencing other financial hardships related to the COVID-19 pandemic, Kinecta can help.

7am to 6pm M-F

Financial Support for Businesses

Small businesses are the backbone of our economy and the lifeblood of our community. We stand by you.  We are proud to offer solutions to help improve cash flow and provide short- and long-term funding.

Scams & Fraud - It Pays to Be Aware

Coronavirus Scams. There are always those who take advantage of people during times of crisis. Don't be a victim.

IRS & Social Security Scams. If someone calls and demands immediate action to avoid arrest or threatens adverse action, that’s a big red flag.

Banking Scams. If you receive an unexpected check, don’t cash it without doing your homework first. Beware of any requests to verify your account or card information.

Dating & Romance Scams. When your heart gets involved, sometimes it’s hard to think straight. But that’s precisely when you need to be most careful.