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For your life, home, vehicle, business, and more.

When you think about banking, you typically think about how you can make money. But that’s not all there is to it. You should also consider the many ways not to lose money. Having optimal insurance coverage – not too much, not too little – allows you rest assured that you and your loved ones are financially protected from life’s unexpected challenges. Let us do the work. At Kinecta Insurance1, we reach out to our network of A+ rated insurance partners to get competitive quotes and will find the best rates on your behalf. All you need to do is choose!

Kinecta Insurance is licensed in the following states: CA, NY, NJ, PA and FL.

Personal & Life2

From life insurance to long term care, make sure you have sufficient coverage so that your lifestyle won’t change as a result of an unexpected life event. 


Your home or investment property are probably your biggest single expenditures. Make sure your assets are protected from natural disasters and accidents.


Accidents happen whether it’s on your daily commute or a family vacation. The last thing on your mind should be paying for damages - to your vehicle or theirs. Make sure you’ve covered for weather damage, too.


Choosing the right commercial insurance can be challenging. No two businesses are alike so It’s important to work with professionals who understand your business and the potential risks.

Pet Insurance

We are pleased to offer Safeco® Pet Insurance. From the unexpected, to the routine, Safeco® gives you the peace of mind you want, and your pet the protection they need.

AD&D Insurance Coverage

Peace of mind in case of a serious accident.

Kinecta offers $2,000 of Accidental Death & Dismemberment insurance4 at no cost to our members5. This benefit helps pay medical bills, household, or other expenses if you are in a covered accident. Want more protection? You can get additional coverage up to $300,000 – at affordable group rates – to better protect your family’s financial security.

Protection Services

Debt Cancellation3This protection helps cover all, or a portion of, your credit card and auto loan debts in case of death, disability, or involuntary unemployment.

Let's Connect

We may be able to get you more coverage for the same price or reduce the amount you are currently paying. Our complimentary consultation and quotes come with no obligation to you.

Call 800.905.4466, option 2 Monday - Thursday: 8:00am - 6:00pm, Friday: 8:00am - 5:00pm, Saturday: 9:00am - 2:00pm (Except Federal Holidays.)

Note: for Life and Long-Term Care insurance, check the background of investment professionals associated with Kinecta Wealth Management on FINRA's BrokerCheck service.

1Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.

2The financial consultants at Kinecta Wealth Management are registered representatives of LPL Financial. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Kinecta Federal Credit Union and Kinecta Wealth Management are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Kinecta Wealth Management and are employees of Kinecta Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Kinecta Federal Credit Union or Kinecta Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency 

Not Credit Union Guaranteed  

Not Credit Union Deposits or Obligations  

  May Lose Value  

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

3Debt Cancellation Protection. Available for personal credit cards and auto loans and is optional. Debt Cancellation will not affect your application for credit or the terms of any existing credit agreement you have with Kinecta. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under Debt Cancellation. For a full explanation of terms, contact a Kinecta branch or call our Member Contact Center at 800.854.9846.

4Accidental Death & Dismemberment insurance provided by Minnesota Life Insurance Company. For full details including exclusions and limitations, please click the link to learn more. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.

5$2000 of complimentary Accidental Death & Dismemberment insurance is paid for by Kinecta, exclusively for Kinecta members.