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Student Insurance

We've got you covered.

Let us do the work!  At Kinecta Insurance1, we reach out to our network of A+ rated insurance partners to get competitive quotes and will find the best rates on your behalf.  All you need to do is choose.

Available Insurance Types

Renters

Your landlord is only responsible for the building. You are responsible for your personal items and if anyone gets hurt when visiting.

Can you afford to rebuy everything you own?

Auto

Accidents happen, especially on campus. The last thing on your mind should be paying for damages - to your vehicle or theirs. Make sure you’re covered for weather damage, too.

Life1

An inability to earn a living to support yourself and your family - due to death or disability - can cause financial devastation. Make sure loved ones have the funds they need to survive and thrive.

Pet

When your beloved furry family member gets sick or hurt, PetPlan® Pet insurance can help save both your pet and your budget.

Travel

Bring more than your sunscreen! Protect yourself worldwide with trip interruption, baggage protection, medical services, emergency evacuation and 24/7 support.

Special Events

Wedding? Graduation? Protect the financial investment that goes into a special day with a policy that covers cancellation, deposits and more.

Let's Talk

Our talented Kinecta Insurance2 professionals may be able to get you more coverage for the same price or reduce the amount you are currently paying. Our complimentary consultation and quotes come with no obligation to you.

800.905.4466, option 2 Monday - Thursday: 8:00am - 6:00pm, Friday: 8:00am - 5:00pm, Saturday: 9:00am - 2:00pm (Except Federal Holidays.)

Protection Services

ID Lock3. Enjoy identification theft and credit monitoring services, with Smart Credit Reports, and more.

Debt Cancellation4. This protection helps cover all, or a portion of, your credit card and auto loan debts in case of death, disability, or involuntary unemployment.

1Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.

2The financial consultants at Kinecta Wealth Management are registered representatives of LPL Financial. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Kinecta Federal Credit Union and Kinecta Wealth Management are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Kinecta Wealth Management and are employees of Kinecta Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Kinecta Federal Credit Union or Kinecta Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency 

Not Credit Union Guaranteed  

Not Credit Union Deposits or Obligations  

  May Lose Value  

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

2Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.

3ID Lock. Is not a product of Kinecta Federal Credit Union. Product is administered by Consumer Direct®.

4Debt Cancellation Protection. Available for personal credit cards and auto loans and is optional. Debt Cancellation will not affect your application for credit or the terms of any existing credit agreement with Kinecta. There are eligibility requirements and exclusions that could prevent you from receiving benefits under Debt Cancellation. For a full explanation of terms and conditions, contact a Kinecta branch or call our Member Contact Center at 800.854.9846.

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