Vehicle Insurance

Protection for everything that moves you.

West Coast Members 800.905.4466 East Coast Members

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Whether it’s your daily commute or a family vacation, make sure you’re protected. Our talented Kinecta Insurance¹ consultants will explain the difference between collision and comprehensive insurance, and gather competitive bids from our A+ rated insurance partners to help you determine the optimal coverage limits for your lifestyle and budget.

Automobile

Accidents happen and the last thing on your mind should be paying for damages - to your vehicle or theirs. Make sure you’ve covered for weather damage, too.

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Motorcycle

Life seems great when the wind is at your back. Don’t let unexpected accidents curb your enthusiasm.

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Watercraft

Whether you own a sailboat, power boat, jet ski, or yacht, you'd benefit from coverage that provides liability protection to pay for damages and injuries you may cause.

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Recreational Vehicles

On the road or off, you don’t want to worry about whether you have the right insurance policies for damage, theft, and accidents. Enjoy your motor home, travel trailer, snowmobiles, dirt bikes, ATVs, and golf carts knowing you’re protected.

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We may be able to get you more coverage for the same price or reduce the amount you are currently paying. Our complimentary consultation and quotes come with no obligation to you.

West Coast Members: 800.905.4466, option 2 Monday - Thursday: 8:00am - 6:00pm, Friday: 8:00am - 5:00pm, Saturday: 9:00am - 2:00pm (Except Federal Holidays.)

East Coast Members: 800.842.5936 or Click Here

GAP Protection²

Depreciation can create a gap between what your car is worth and what you owe. If you total your car - or it’s stolen and unrecovered - protect yourself from being out-of-pocket for much of the difference.

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Mechanical Breakdown Protection³

Ever notice how your vehicle tends to need costly repairs right after the warrantee expires? Let Kinecta get you access to a policy that can smooth the speedbumps in your life.

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Accident Guide

Download, print, and put this handy reference guide in your car in case of accident. During stressful situations, our checklist can help you ask the right questions, say the right things, and get all the information you need.

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MexiPass Insurance

Planning a trip south of the border? It’s important to have the right insurance when you are traveling to Mexico as auto insurance standards are different outside of the United States. With our trusted partner, MexiPass, you can protect yourself with the appropriate cross-border vehicle coverage.

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¹Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.

²Guaranteed Asset Protection (GAP). Subject to approval. GAP is not a product of Kinecta Federal Credit Union. Product is administered by Southwest Business Corporation (SWBC).

Your purchase of GAP Advantage with PowerBuy™ is optional. GAP Advantage with PowerBuy™ will not affect your application for credit or the terms of an existing credit agreement you have with Kinecta. There are eligibility requirements and exclusions that could prevent you from receiving benefits under GAP Advantage with PowerBuy™. For a full explanation of terms and conditions, contact a Kinecta branch or call our Member Contact Center at 800.854.9846..

PowerBuy™ is only in force for the first 36 months of GAP coverage. PowerBuy™ benefit is in addition to the GAP Advantage benefit up to $5,000. $1,000 GAP Advantage benefit remains in force through the term of the loan and if replacement vehicle is financed through Kinecta within 90 days of the settlement.
Purchase of GAP will either be refinanced into your Kinecta auto loan or paid out of pocket, based on the number of payments that have been made on the loan. If a credit card payment option is made, the charge will be processed as a cash advance and different rates may apply. Check your credit card agreement for applicable cash advance rates. Please check with a Kinecta representative for full payment options.

³Mechanical Breakdown Protection (MBP). Subject to approval. Mechanical Breakdown Protection is not a product of Kinecta Federal Credit Union. Product is administered by Southwest Business Corporation (SWBC)

MBP is considered insurance in some states. MBP will not affect your application for credit or the terms of any existing credit agreement you have with Kinecta. Plans are available for most new and used domestic and imported vehicles. There are eligibility requirements and exclusions that could prevent you from receiving benefits under MBP. For a full explanation of terms and conditions, contact a Kinecta branch or call our Member Contact Center at 800.854.9846.

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