Those who live, work, worship or attend school in select zip codes in CA, NY, TX, FL, or IL
Better banking starts with membership.
When you join Kinecta, you get a financial partner for life.
Becoming a member is easier than you think.
Join our credit union community and help us thrive together!
Membership is open to:
Immediate family or household members of a Kinecta member
Any employee or retiree of a Select Employee Group
Members of select Associational Groups in our footprint
If you don’t meet one of the requirements above, you can join through a complimentary membership in Innovision Society
Experience the credit union difference.
Unlike the big banks and fintechs, we’re not-for-profit and member-owned. We focus on delivering value back to you — not shareholders.
Your Partner for Life
Full range of products to meet your needs
Competitive rates on savings & loans
Premium checking benefits
Early payday up to two days early1
Fee-free2 access to 85,000+ ATMs
Everything You Need
Secure online & mobile banking
Personalized guidance & support
Safe & secure with NCUA insurance
Multiple ways to bank with us
Convenient tools like auto savings & credit tracker
Membership has its perks.
As a Kinecta member, you’ll get access to exclusive benefits designed to make your financial life easier.
Join Kinecta today!
Join the thousands of members who trust Kinecta to help them achieve more with their money.3
Membership requirements apply. Refer to the Agreements & Disclosure booklet for terms and conditions applicable to specific accounts.
1Early payday. Access to direct deposit payroll funds is dependent on timing of the submission of the payment file from the payer. When received, Kinecta makes these funds available on the day the payment file is received, which may be up to two days earlier than the effective payroll payment date.
2ATM fees. No surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owners/operators may assess fees.
3What you'll need. Have your Social Security or Tax ID number, your government-issued ID, and a debit/credit card or login credentials for another financial institution to fund your share account.