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Kinecta Express Prepaid Cards

The Kinecta Express Card and Kinecta Gift Card programs are being discontinued.

The Kinecta Express Card and Kinecta Gift Card programs are being discontinued. As a result, if you have either of these products, your account will be closed on November 30, 2019.

Key Dates

October 18, 2019

The last day to be able to load any funds on your card account will be October 18, 2019. Please work with your employer to stop any direct deposits to this card account.

November 30, 2019

You can use your Kinecta Express VISA® Prepaid or Gift Card up to and including November 30, 2019.

December 30, 2019

Any funds remaining on your card account after November 30, 2019 will be issued and mailed out to you after December 30, 2019 in a check and sent to the address registered to your card account.

Conveniently manage your existing Kinecta Express or Change For Tomorrow Pre-Paid Card and continue to enjoy all the perks below.


Kinecta Express Black Card

Kinecta Express Black Card

Card Features

  • FREE Direct deposit
  • FREE text /e-mail alerts (track spending)1
  • FREE card-to-card transfers
  • Add funds at any time
  • No credit check
  • No ATM fees2
  • Use everywhere Visa is accepted
  • Use online (pay bills or make purchases)

Change for Tomorrow Card

Change for Tomorrow Card

Card Features

  • Direct deposit
  • Text/email alerts1
  • Add funds at anytime

Frequently Asked Questions

Contacting us is easy. If you have any questions or problems that cannot be answered by our Frequently Asked Questions, please feel free to call and speak to a customer service representative.

Customer Care
800.854.9846

U.S. Mail
Kinecta Federal Credit Union
Attn: Kinecta Administrative Division
1440 Rosecrans Ave
Manhattan Beach, CA 90266




1. We provide text messaging alerts for free; however your mobile phone carrier’s standard text messaging rates may apply.

2. ATM fees waived at Kinecta Federal Credit Union ATMs. Otherwise domestic withdrawals are $1.95 plus ATM owner fees at non-Kinecta Federal Credit Union and CO-OP ATMs

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