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Kinecta offers two outstanding complimentary VIP programs for our members who qualify. No extra effort needed: you’ll get a welcome letter when you are automatically enrolled.
• Gold Club. We want to recognize those members who have made us a primary financial institution in their lives and trust us to help them meet their financial goals.
• Hughes Gold Elite Club. Not only is Kinecta an integral part of these members lives, they have been loyal Kinecta members for more than two decades.
| Benefits | Gold Club | Hughes Gold Elite Club |
|---|---|---|
| Rate boost on new and renewing certificates3 | 0.05% | 0.10% |
| Free monthly product choice4 | Cashier’s check ($5 value) Wire transfer (up to $50 value) | Cashier’s check ($5 value) Wire transfer (up to $50 value) |
| NSF reversal5 | Up to $25 value | Up to $25 value |
| Debit card daily limit increase6 | $5,500 | $5,500 |
| Free checks7 | 2 boxes per year | 2 boxes per year |
| Reduced closing costs on a first mortgage8 | $250 off | $500 off |
| Priority processing on a first mortgage | Yes | Yes |
| Priority call center service | Yes | Yes |
1Investment Products:
Not FDIC or NCUA Insured
No Financial Institution Guaranteed
May Lose Value
We have a partnership with Ameriprise Financial Services to provide financial planning services and solutions to our clients. We are not an investment client of Ameriprise, but we have a revenue sharing relationship with them that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.
The financial institution and Ameriprise Financial, Inc. are not affiliated.
Kinecta Wealth Management is a financial advisory practice of Ameriprise Financial Services, LLC.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
2Transactions exclude balance inquiries, dividends, fees, fee reversals, withholding, and Kinecta share-to-share transfers. Minimum monthly average is determined by activity within the previous six (6) months.
3Includes promotional certificates. College Saver certificates not eligible for rate increase.
4Applies to services obtained at Kinecta locations only.
5Eligible fee: Non-Sufficient Funds (NSF) ($25). One fee reversed per VIP eligibility period (January–June and July–December).
6Combined maximum of $5,500 point-of-sale (POS) and signature transactions, with a $5,000 maximum for POS.
7Two (2) free boxes per calendar year of “Kinecta”- or “Spruce Goose”-style checks, or equal value per box, may be applied to cost of any other style check.
8Includes refinancing of loans from Kinecta or other financial institutions. May be applied once in any 12-month period.
Terms and conditions subject to change.
