Your Summer Card Security Essentials
Published July 31, 2026
Summer often brings increased spending activity, travel and purchases, all of which can create additional opportunities for fraudsters.
Fortunately, a few smart security practices can significantly reduce your risk while helping you maintain confidence.
Plus, using your phone to pay means your physical card stays securely in your wallet more often, reducing the risk of loss or misuse.
Download the Kinecta mobile app to add your cards under Card Management.
Regularly reviewing account activity and enabling transaction alerts can help identify suspicious transactions quickly, allowing you to respond before small issues become larger problems.
Use Kinecta’s online or mobile banking to quickly and easily check your account activity from any device, or set up custom transaction alerts so you can be notified in real time.
These tools provide an added layer of security without requiring a phone call or branch visit.
Enroll in online banking or download the mobile app to get started.
Avoid PINs based on easily identifiable information such as birthdays, phone numbers or addresses, and never share PIN information through text messages, emails or phone calls.
It's equally important to keep physical cards secure and promptly destroy old cards, including the chip, when replacements are received.
Maintaining current phone numbers and email addresses helps ensure you receive important account notifications, security alerts and fraud-related communications when timing matters most.
Keep your information up to date by visiting the Settings in online or mobile banking.
Learn more about how to keep your information and money secure at our Security Center.
Summer often brings increased spending activity, travel and purchases, all of which can create additional opportunities for fraudsters.
Fortunately, a few smart security practices can significantly reduce your risk while helping you maintain confidence.
Use Your Mobile Wallet for More Secure Payments
Mobile wallets help protect sensitive card information by replacing your debit or credit card number with a unique digital token during transactions, reducing the risk of exposure if a retailer experiences a data breach.Plus, using your phone to pay means your physical card stays securely in your wallet more often, reducing the risk of loss or misuse.
Download the Kinecta mobile app to add your cards under Card Management.
Turn Account Monitoring into a Habit
Today's fraud prevention environment is increasingly dependent on speed.Regularly reviewing account activity and enabling transaction alerts can help identify suspicious transactions quickly, allowing you to respond before small issues become larger problems.
Use Kinecta’s online or mobile banking to quickly and easily check your account activity from any device, or set up custom transaction alerts so you can be notified in real time.
Take Advantage of Card Controls
In online or mobile banking, you have the tools to protect your cards anywhere, anytime. If your card is misplaced, it can be temporarily locked and reactivated once located. You can also access card information digitally, manage account alerts and reset your PIN when needed.These tools provide an added layer of security without requiring a phone call or branch visit.
Enroll in online banking or download the mobile app to get started.
Protect Your PIN and Physical Cards
When using an ATM or point-of-sale device, shield the keypad while entering your PIN and remain aware of your surroundings.Avoid PINs based on easily identifiable information such as birthdays, phone numbers or addresses, and never share PIN information through text messages, emails or phone calls.
It's equally important to keep physical cards secure and promptly destroy old cards, including the chip, when replacements are received.
Ensure You Can Be Reached
Fraud detection systems work most effectively when we can quickly contact you regarding potentially suspicious activity.Maintaining current phone numbers and email addresses helps ensure you receive important account notifications, security alerts and fraud-related communications when timing matters most.
Keep your information up to date by visiting the Settings in online or mobile banking.