Kinecta Express Prepaid Debit Card

Get your new Kinecta Express prepaid Visa® at your nearest Kinecta branch and start enjoying the flexibility of a credit card without worrying about overdraft fees. With a reloadable, prepaid debit card you can start paying bills online, get free direct deposits and track your spending more efficiently online.

How to apply:

  1. Visit any Kinecta Branch location
  2. Give us your contact information and Social Security number
  3. Get your Kinecta Express prepaid card

Sign In


  • FREE direct deposit
  • FREE text/email alerts*
  • FREE card-to-card transfers
  • Use online – protect your identity
  • NO credit check
  • NO ATM fees**
  • Pay bills online
  • Safer than carrying cash
  • Low cost loads at Kinecta

The Kinecta Express prepaid Visa® card is issued by Kinecta Federal Credit Union.

Kinecta provides text messaging alerts for free; however, your mobile phone carrier’s standard text messaging and data rates may apply.

**ATM fees waived at Kinecta Federal Credit Union ATMs. Otherwise domestic withdrawals are $1.95 plus ATM owner fees at non-Kinecta Federal Credit Union and CO-OP ATMs