Kinecta Federal Credit Union - Kinecta Financial & Insurance Services, LLC - Kinecta Financial Management Company, LLC
We care about you…
PROTECTING YOUR PRIVACY
CONFIDENTIALITY AND SECURITY
We maintain physical, electronic, and procedural safeguards to protect your information, and we restrict access to your information by employees and authorized agents.
SCOPE OF OUR POLICY
INFORMATION OBTAINED FOR YOUR BENEFIT
We obtain information about you that we believe will be necessary or useful in processing or servicing your savings and loan accounts. Your information also enables us to provide products, services, and other opportunities that we think will be of interest to you. We obtain the following types of Member and Customer Information:
Who May Receive Your Information?
Information Sharing With Our Affiliated Companies
Information Sharing with Nonaffiliated Third Parties
To inform you of product and service opportunities that may be of interest to you, we might share the following types of Member and Customer Information that we obtain about you with nonaffiliated third parties:
Companies who may receive this information may include:
Information Sharing with Companies that Perform Services on Our Behalf
We may share all of the types of Member and Customer Information we obtain about you, as described in this Policy, with companies that perform services on our behalf, to the extent permitted by law. For example, to maintain and service your accounts or to fulfill your transaction requests, we share information with nonfinancial companies that provide services to us, such as dataprocessing companies, printing companies, mailing companies, and marketing companies.
We may continue to do so even if you choose to exercise your Opt Out rights as described below. All of these companies are obligated to keep the information we provide to them confidential and to use the information only to provide the services we have asked them to perform for us.
Information Sharing in Other Situations
We may share all of the types of Member and Customer Information that we obtain about you in other legally permitted situations that are not subject to your right to Opt Out, including but not limited to:
In addition, we may disclose Member and Customer Information about you to other nonaffiliated and affiliated third parties not described in this notice as permitted by law. We may continue to do so even if you choose to exercise your Opt Out rights as described below.
YOUR RIGHT TO “OPT OUT”
If you have a joint account with someone else or are a coborrower, either of you may Opt Out and it will be effective for both.
If you wish to exercise any of your Opt Out rights as described above, you may Opt Out in one of three ways:
OUR FORMER MEMBERS
MAINTENANCE OF ACCURATE INFORMATION
We strive to keep our records of Member and Customer Information about you accurate and up to date. When you notify us of an error, we will update or correct any erroneous information.
Online information Collection and Use
We take every precaution to ensure your information remains confidential. The information you provide to us on our Web site is encrypted and protected with an encryption method called Secure Socket Layer (SSL). While on a secure page, the lock icon on the bottom of Web browsers such as Microsoft Internet Explorer becomes locked, as opposed to unlocked or open when you are just 'surfing'.
To send us secure e-mail, you should use our Direct Mail. Regular Internet e-mail is not secure.
A cookie is a piece of data stored on the hard drive of your computer containing information about you. Cookies do not contain viruses and most cannot review any of your personally identifiable information unless you willingly provide it as a user on a site.
We use IP addresses to analyze trends and administer the site. IP addresses are not linked to personally identifiable information.
Kinecta’s Web site may contain links to third parties' Web sites. These links are provided for convenience purposes only. If you choose to click to such third party Web sites, Kinecta makes no warranties, either expressed, implied or statutory, concerning the content of such Web sites. Kinecta does not warrant that such sites or content are free from any claims of copyright or other infringement or that such Web sites or content are devoid of viruses or other contamination. Kinecta disclaims all liability of any kind whatsoever arising out of your use of, or inability to use such third party Web sites, the use of your information by such third parties, and the security of information you provide to such third parties. Third party Web sites are not under the control of Kinecta. Links to non-Kinecta sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. Descriptions of, or references to, products, services, or publications of third parties within the Kinecta Web site do not imply endorsement of any third party's product, service or publication.
Do Not Track Signals
Protecting Children's Privacy Online
From our Web sites, we do not knowingly collect or use personal information from children under 13 years of age.
If you want to discontinue your access to Kinecta Direct Online Banking or make changes to your personal information, call our Member Contact Center at 800.854.9846, or visit your local Kinecta Member Service Center. Please note that in some cases a written confirmation may be required.
REVISION: December 20, 2013