Kinecta Federal Credit Union
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Kinecta Rates
Rates shown below are those in effect as of , and may be subject to change at any time.

VEHICLE LOANS1

Auto Loans (current model year – fixed rate
with automatic payment discount)........................................................as low as 2.10% 

Auto Loans (older model year – fixed rate 
with automatic payment discount)........................................................as low as 2.54% 

Motorcycle Loans (new motorcycle – fixed rate 
with automatic payment discount)........................................................as low as 2.99% 

Motorcycle Loans (used motorcycle – fixed rate 
with automatic payment discount)........................................................as low as 3.49% 

RV / Boat / Travel Trailer (new RV/ Boat / Travel 
Trailer – fixed rate with automatic payment discount).......................as low as 3.49% 

RV / Boat / Travel Trailer (used RV/ Boat/ Travel 
Trailer – fixed rate with automatic payment discount........................as low as 3.99% 


*APR=Annual Percentage Rate. All loans are subject to credit approval. Other terms and conditions apply.


1 The actual rate you receive is determined by a combination of factors, including credit qualifications, loan amount, collateral, down payment and terms. Rates are subject to change. Vehicle loan rates include a .25% discount on loans with automatic payment from a Kinecta account; rates will be .25% higher on loans that do not meet this requirement. The value of new vehicles is determined by MSRP, and the value of used vehicles is determined by Retail Kelley Blue Book. Other terms and conditions apply. Kinecta Federal Credit Union is an equal opportunity lender.