|$100,000 or more||2.50% APY||2.10% APY||2.75% APY||2.25% APY||1.75% APY|
|Less than $100,000||2.25% APY||2.00% APY||1.70% APY|
* APY = Annual Percentage Yield.
Certain restrictions apply. Institutional funds are not eligible for this offer. Membership requirements apply. Regular share certificate requires $1,000 minimum balance and Jumbo share certificate requires $100,000 minimum balance. No additional deposits accepted during certificate term. Unless you indicate otherwise, at the time of maturity the share certificate will be renewed at like-term if available at the then-current rate in effect. At the time of maturity the 15 month promotional share certificate and the 13 month promotional share certificate will automatically renew into a 12 month regular or jumbo term share certificate. Rates and terms are accurate as of 10/17/18 and are subject to change. There is a penalty for early withdrawal. Fees and other conditions may reduce earnings. This offer may be combined with VIP rate bonus offer, and is not valid with any other offer or promotion. Offer may be modified or canceled by Kinecta at any time. Refer to the current Agreement & Disclosure booklet for complete terms and conditions regarding share certificates.