|Investment Level||2 year||12 month||6 month||3 month|
|$100,000 or more||2.50% APY||1.55% APY||1.30% APY||1.05% APY|
|Less than $100,000||2.00% APY||1.50% APY||1.25% APY||1.00% APY|
* APY = Annual Percentage Yield.
Certain restrictions apply. Institutional funds are not eligible for this offer. Membership requirements apply. Regular share certificate requires $1,000 minimum balance and Jumbo share certificate requires $100,000 minimum balance. No additional deposits accepted during certificate term. Unless you indicate otherwise, at the time of maturity the share certificate will be renewed at like-term if available at the then-current rate in effect. Rates and terms are accurate as of 4/18/18 and are subject to change. There is a penalty for early withdrawal. Fees and other conditions may reduce earnings. This offer may be combined with VIP rate bonus offer, and is not valid with any other offer or promotion. Offer may be modified or canceled by Kinecta at any time. Refer to the current Agreement & Disclosure booklet for complete terms and conditions regarding share certificates.