Earn up to 2.50% APY*

Share Certificates
Investment Level 5 year 2 year 13 month
promotional
$100,000 or more 2.50% APY 2.00% APY 1.50% APY
Less than $100,000 2.25% APY 1.75% APY

Pawsitively Awesome!

You’re saving more than your money! We’ll donate $10 to Karma Rescue, an animal rescue charity, after you open a share certificate!1

During certificate opening, indicate “Savings Karma” if asked how you heard about us.

Open your share certificate in Online Banking or visit your local member service center.


* APY = Annual Percentage Yield.

Certain restrictions apply. Institutional funds are not eligible for this offer. Membership requirements apply. Regular share certificate requires $1,000 minimum balance and Jumbo share certificate requires $100,000 minimum balance. No additional deposits accepted during certificate term. Unless you indicate otherwise, at the time of maturity the share certificate will be renewed at like-term if available at the then-current rate in effect. At the time of maturity the 13 month promotional share certificate will automatically renew into a 12 month regular or jumbo term share certificate. Rates and terms are accurate as of 02/07/18 and are subject to change. There is a penalty for early withdrawal. Fees and other conditions may reduce earnings. This offer may be combined with VIP rate bonus offer, and is not valid with any other offer or promotion. Offer may be modified or canceled by Kinecta at any time. Refer to the current Agreement & Disclosure booklet for complete terms and conditions regarding share certificates.

  1. Kinecta will donate ten dollars ($10.00) for each new 5 year, 2 year or 13 month share certificates opened from 02/07/18 - 03/07/18 to Karma Rescue. Maximum donation amount is five thousand dollars ($5,000). Donation will be made to Karma Rescue after the promotional period approximately around March 23, 2018.