Life Insurance
Whether you are starting a family, planning for your children's education, or securing your estate, we have the life insurance solutions for your specific needs and budget.
- 100% Digital when you apply for $3M in coverage or less*
- $100k-$8M in term coverage
- Affordable prices start at $5/month**
Policies for every budget and life stage. Once you have selected the policy that is right for you, complete and sign the application. It's that easy.
If you prefer, contact a licensed professional at any time. Call us at 310.643.2454
Long-Term Care Insurance
Avoid becoming a burden to loved ones for your extended care needs. Long-term care insurance will help you pay the costs associated with care that aids you in everyday life.
Contact us to learn more about Long-Term Care Insurance.
*Apply 100% online with no medical exam required for coverage up to $3M. While medical exams are not required for coverage up to $3M, certain health information is required as part of the application to determine eligibility for coverage.
**Based on a 20-year-old female rated Preferred-Plus for a $100K policy with a 10-year term. Actual prices may vary based on underwriting. Rate valid as of 6/30/25.
Life insurance quotes are available through Kinecta Financial & Insurance Services, LLC, California Insurance License #0E24631, a subsidiary of Kinecta Federal Credit Union by Ladder Insurance Services, LLC, a third-party provider not affiliated with Kinecta Financial & Insurance Services, LLC or Kinecta Federal Credit Union.
Ladder Insurance Services, LLC (CA license # OK22568; AR license # 3000140372) offers term life insurance products issued by multiple insurers. For details go to ladderlife.com. All insurance product terms are set and governed by the individual insurance policy. Each insurer has financial responsibility for its own products.
250626-4619182
Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value