Built For Your Business
Kinecta takes pride in helping our members do what they do best. From banking to lending to insurance1, we help entrepreneurs streamline their finances so they can focus on their business.
Business Banking
Take control of your business's finances without taking too much time with our business checking and savings accounts.
Loans & Commercial Real Estate2
With our wide selection of competitive borrowing options, such as SBA and CRE loans, you can realize your business dreams whatever they may be.
MyPro Business Credit Card3
Get the card that gives you up to 3% cash back on your everyday purchases, up to 20% in an annual relationship bonus and no annual fee.
Get more to help your business thrive.
Merchant Services
Accept payments from anyone, anywhere with Clover®4. Tap, dip and swipe with Clover®'s secure terminals and hand-held units, offered by Kinecta's partner, First Data Corporation.
Business Insurance
Whether its property and casualty coverage, workers' compensation, or to supplement your homeowner policy for a home-based business, our broad network of insurance partners can help.
Open a business membership today!
It's time for you to experience the benefits of better banking.
Legal Entity Program. The Bank Secrecy Act helps combat terrorism and national security threats. Legal entities must provide identifying information for each individual with beneficial ownership before a business account can be opened.
Membership requirements apply. Refer to the Agreements & Disclosure booklet for terms and conditions applicable to specific accounts.
All applications are subject to credit approval. Kinecta Federal Credit Union is an equal opportunity lender.
1Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.
2Loans & Commercial Real Estate Subject to borrower’s credit qualifications and requirements of Kinecta Federal Credit Union. Terms & conditions subject to change. Kinecta Federal Credit Union is an equal opportunity lender. Commercial real estate loans are only available in states with a physical Kinecta branch location.
3MYPRO RATES TERMS & CONDITIONS - click here.
4First Data and Clover are trademarks of First Data Corporation. All use of First Data services and hardware and related fees are subject to First Data Corporation’s customer qualifications and user agreements.
Mastercard and the circles design are registered trademarks of Mastercard International incorporated.