You’ll be delighted by the passion of our Mortgage Loan Consultants who help you determine what you can afford, walk you through the offer process, and keep you informed of your loan’s status until the last document is signed.
Kinecta gives you complimentary access to home services tools so you can focus finding and maintaining your own home.
HomeAdvantage3. Find the right real estate agent to buy or sell your home and earn cash rewards! It’s a free service for Kinecta members.
Househappy4. Need help keeping organized? This free, handy service helps you manage everything from maintenance reminders to warrantee receipts
Your home is probably your biggest single investment. Make sure it’s protected from natural disasters, accidents, and even normal wear-and-tear.
*APR = Annual Percentage Rate is variable and subject to change. This is Kinecta’s most recent published rate.
Kinecta mortgage loans are offered under Nationwide Multistate Licensing System (NMLS) #407870. Equal Housing Lender.
Membership requirements apply. Refer to the Agreements & Disclosure booklet for terms and conditions applicable to specific accounts.
Fees, costs and monthly payment on your specific loan transaction may vary and could include additional fees and costs. For example, loans with LTVs in excess of 80% typically require mortgage insurance which will increase both your APR and monthly payment.
1Mortgage loans. Subject to credit approval. Rates, loan amounts, and terms are based on standard underwriting factors and are subject to change.
2Equity loans and lines of credit. Subject to credit approval. Rates, loan amounts, and terms are based on standard underwriting factors including Combined Loan-to-Value (CLTV) and are subject to change.
3HomeAdvantage. Program made available to you through a relationship between Kinecta and CU Realty Services. Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent within the HomeAdvantage network.
4Househappy and Househappy Home Services. Househappy is not affiliated with Kinecta Federal Credit Union. Kinecta will fully cover the cost of the HouseHappy service (valued at $99.00) for Kinecta members.
5Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.
