Skip to main content

Business Insurance

Let us do the work! At Kinecta Insurance1, we reach out to our network of A+ rated insurance partners to get competitive quotes and will find the best rates on your behalf. All you need to do is choose.

Available Insurance Types

Business Owners Policy

When you run a home-based or offsite business, you’ll benefit from supplemental insurance that includes all the incidentals that are not covered in your current homeowner’s policy

Apartment & Condo Buildings

Regardless of the size of your multi-family property, you’ll need the best possible protection at an affordable price.

Workers' Comp

When you have employees, accidents happen. Make sure you have optimal coverage so your workers can get healthy and come back to work.

Let's Talk

We may be able to get you more coverage for the same price or reduce the amount you are currently paying. Our complimentary consultation and quotes come with no obligation to you.

800.905.4466, option 2  Monday - Thursday: 8:00am - 6:00pm, Friday: 8:00am - 5:00pm, Saturday: 9:00am - 2:00pm (Except Federal Holidays.)

Personal Insurance

Kinecta also offers access to the personal coverage you need when you aren’t hard at work. These types of insurance policies include:

  • Life and Long Term Care2
  • Personal Umbrella
  • Valuable Items
  • Travel and Pet
  • Special Events

Protection Services

ID Lock3. Enjoy identification theft and credit monitoring services, with Smart Credit Reports, and more.

Debt Cancellation4. This protection helps cover all, or a portion of, your credit card and auto loan debts in case of death, disability, or involuntary unemployment.

1Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.

2The financial consultants at Kinecta Wealth Management are registered representatives of LPL Financial. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Kinecta Federal Credit Union and Kinecta Wealth Management are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Kinecta Wealth Management and are employees of Kinecta Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Kinecta Federal Credit Union or Kinecta Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency 

Not Credit Union Guaranteed  

Not Credit Union Deposits or Obligations  

  May Lose Value  


The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

3ID Lock. Is not a product of Kinecta Federal Credit Union. Product is administered by Consumer Direct®.

4Debt Cancellation Protection. Available for personal credit cards and auto loans and is optional. Debt Cancellation will not affect your application for credit or the terms of any existing credit agreement with Kinecta. There are eligibility requirements and exclusions that could prevent you from receiving benefits under Debt Cancellation. For a full explanation of terms and conditions, contact a Kinecta branch or call our Member Contact Center at 800.854.9846.

All third-party trademarks referenced herein are the property of their respective owners.