Get To Know MyCash
MyCash1 Spend Account
Start your financial journey with a MyCash Spend Account. Designed to give kids and teens their independence with money while parents stay connected with visibility and control.
- No monthly service fee
- Access to 85,000+ fee-free ATMs nationwide2
- Mastercard® debit card with digital wallet capability
- Zelle®3 access starting at age 13
- Convenient online and mobile banking
1No monthly service fee and no minimum balance requirements apply. A minor who is at least eight (8) years old and under eighteen (18) years old may establish only a MyCash Spend account. The minor is not eligible to establish any other checking account until attaining eighteen (18) years of age. The minor’s parent or legal guardian must be a joint owner on the account. MyCash Spend accounts are eligible for debit card issuance, and checks are available upon request. MyCash Spend accounts are not eligible for Overdraft Protection, Courtesy Pay, or Select Accept coverage. When the minor account owner attains eighteen (18) years of age, the MyCash Spend account will be converted to a Classic Checking account.
2ATM fees. No surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owners/operators may assess fees.
3U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.