About Us
Our Story
In 1940, 12 engineers at Hughes Aircraft, the aviation company formed by Howard Hughes, decided to open a credit union right in the plant. Each chipped in $5 to form the Hughes Aircraft Employees Federal Credit Union, with assets of $60 and first reported net income of one cent. The name Kinecta—suggesting kinetic energy and connection with our members—was formally adopted in 2001.
From its earliest days, the credit union’s mission was to be “the preferred and most trusted lifelong financial partner in the communities we serve.”
In 2021, Kinecta merged with Xceed Financial Credit Union, which grew out of Xerox Federal Credit Union and traces its history in the Rochester, NY, community back to 1931 when it was known as Rochester Postal Credit Union.
Kinecta Today
Today, Kinecta Federal Credit Union (Kinecta) is one of the nation's largest credit unions, proudly serving over 270,000 member-owners with assets of $6.7 billion. Our 800+ employees serve members and 440 employer groups from 28 branches, a variety of specialty offices and call centers on both coasts.
Our mission is to guide our members and communities to financial security. In practice, we act as our members’ personal financial consultants, offering them a range of products and services tailored to their needs and empowering them to live their best financial lives.
With secure and convenient banking options like online and mobile banking, virtual appointment or in-branch appointment service, over 5,800 shared credit union branches and more than 85,000 fee-free ATMs1 nationwide, our members have the flexibility to bank wherever they are.
Banking Done Different®
At Kinecta, we focus on the human side of banking, seeing people over numbers, prioritizing member needs, and reinvesting our earnings for member and community benefit - that’s banking done different®
In addition to our banking, lending, insurance2 and wealth services3, Kinecta prioritizes giving back to the communities our members and employees call home. In 2022, Team Kinecta volunteered more than 6,300 hours at over 200 community events and, along with our members, raised more than $1,200,000 to support community-based programs.
Kinecta is dedicated to promoting a diverse, inclusive and equitable environment for our employees, members and the communities we serve. Our Diversity Council works to advance diversity, equity and inclusion (DEI) goals at Kinecta. Read more.
Executive Team
Our leadership team provides a comprehensive array of financial services and constantly strives to improve the services, convenience and support we offer to our member-owners and communities.
Executive Team Board of DirectorsBecome a Member
When you join Kinecta, you join a credit union where you can expect outstanding service, plus great rates on savings, credit cards, mortgage and vehicle loans.
Open An Account
Joining Kinecta is fast and easy. Apply for membership today.
Kinecta Federal Credit Union is a federally chartered credit union regulated by the NCUA. To address concerns related to Kinecta, please contact:
National Credit Union Administration
Office of Consumer Protection (OCP) & Division of Consumer Compliance and Outreach (DCCO)
1775 Duke Street, Alexandria, VA 22314
1ATM fees. No surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owners/operators may assess a fee.
2Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.
3Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Kinecta Federal Credit Union and Kinecta Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Kinecta Wealth Management and are employees of Kinecta Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Kinecta Federal Credit Union or Kinecta Wealth Management. Certain fixed insurance products may also be offered through Kinecta Financial & Insurance Services, a subsidiary of Kinecta Federal Credit Union. Securities and insurance offered through LPL or its affiliates and fixed insurance products offered through Kinecta Financial & Insurance Services are:
Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.