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Checking & Savings
For Students

Classic Checking

Everything you need in a checking account. Actively  enrolled students may qualify for special waivers.1 Pay bills, make deposits, or transfer money.

 

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LA Galaxy Checking

LA Galaxy fans can select a check design and debit card with the team logo. Show your team spirit every time you use it.

 

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Account Features Classic Checking
MasterCard® Platinum debit card
Free first box of checks
Free account alerts
Free online banking
Free bill pay
Free mobile banking2
Free remote deposit
Use 30,000 surcharge-free co-op ATMs3
No monthly fee for students

Ready to Save?

Kinecta offers a variety of ways you can start saving. You can use the funds for tuition, books, a splurge, or keep it for a rainy day.

  • Traditional Savings. Transfer money each month from your checking account so you can start saving (and earning) the easy way.
  • College Saver Certificate. For members under 18 who want to get a head start on their college fund, this certificate automatically adjusts rates to keep you on pace.

Let's Talk

Our knowledgeable Member Contact Center team will answer your questions – big or small. If you need a specialist, they’ll put you in touch with one right away. Our goal is your goal: get you answers fast!

800.854.9846  Monday to Friday: 7am - 6pm Pacific, Saturday: 9am - 3pm Pacific
Or, stop by a branch and speak to us in person. (Except Federal Holidays.)

*APY = Annual Percentage Yield is variable and subject to change.

1Classic Checking. Monthly service fee is waived in any month if any of the following conditions are met: 1) aggregate direct deposit or mobile check deposit of $250.00 or more per month; 2) $1,500 average monthly balance; 3) 10 or more debit card purchases per calendar month; 4) active Kinecta credit card in good standing;  5) auto or mortgage loan in good standing;  6) primary owner is either under age 18 or is age 62+ during the first three months of a new account; or 8) upon request, enrolled students ages 18-26. At 26 years and one day, other conditions will apply.

2Mobile banking. Message and data rates may apply.

3ATM fees. No-surcharge fee for Kinecta and affiliated credit union CO-OP ATMs. Unaffiliated ATM owner/operators may assess a fee.