Branch & ATM Network 1
Enjoy access to your money through 30,000 surcharge-free ATMs and 5,000 shared credit union branches.
Welcome to Kinecta
Providing support to those in need, when they need it
Kinecta Helps Members Get Back on Their Feet
We helped hundreds and hundreds of members through the recent COVID-19 crisis and we aren’t stopping now. We offer:
- 0% emergency loans
- Deferred payments for auto, home, and credit card loans
- Assistance with the SBA Paycheck Protection Program
- General assistance
Refinancing Now is a Smart Move3
If your mortgage rate is more than 4.5% APR*, now is the time to refinance and take advantage of historically low rates. Depending on your goals, you could:
- Lower your monthly mortgage payment to improve cash flow
- Use equity to pay off higher interest debt
- Reduce the term of your mortgage, potentially saving you thousands over the life of your loan
Scams & Fraud – It Pays to Be Aware
Coronavirus Scams. There are always those who take advantage of people during times of crisis. Don't be a victim.
Unemployment, Direct Deposit, and SBA Loan Scams. If you receive unexpected funds in your account, do your homework before responding or spending.
IRS & Social Security Scams. If someone calls and demands immediate action to avoid arrest or threatens adverse action, that’s a big red flag.
Banking Scams. If you receive an unexpected check, don’t cash it without doing your homework first. Beware of any requests to verify your account or card information.
Dating & Romance Scams. When your heart gets involved, sometimes it’s hard to think straight. But that’s precisely when you need to be most careful.
Featured News
Oct. 7th Enhancements to Online Banking Security
Overview of upcoming enhancements to online banking member identify verification process
Financial Relief for Wildfires
Have you been affected by wildfires in California, Oregon, or Colorado? Kinecta is here to help you.
Children's Miracle Network Fundraiser
Help support Children's Miracle Network Hospitals!
1ATM fees. No-surcharge fee for Kinecta and affiliated credit union CO-OP ATMs. Unaffiliated ATM owner/operators may assess a fee.
2Mobile banking. Message and data rates may apply.
3Mortgage refinance loans. Offered under Nationwide Multistate Licensing System (NMLS) #407870. Kinecta is an Equal Housing Lender.