Welcome to Kinecta

We have upgraded online banking with enhanced security verification.

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Branch & ATM Network ¹

Enjoy access to your money through 30,000 surcharge-free ATMs and 5,000 shared credit union branches.

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Online Banking & Bill Pay

Use Kinecta’s secure online banking to check balances, pay bills, make loan payments, and more.

Online Banking & Bill Pay

Mobile Banking²

Once you enroll in Online Banking, you can conveniently check your finances or make payments on-the-go with our secure mobile app.

Mobile Banking

Kinecta Helps Members Get Back on Their Feet

We helped hundreds and hundreds of members through the recent COVID-19 crisis and we aren’t stopping now. We offer:

Low rate emergency loans
Deferred payments for auto, home, and credit card loans
Assistance with the SBA Paycheck Protection Program
General assistance

COVID Resource Center

Refinancing Now is a Smart Move³

If your mortgage rate is more than 4.5% APR*, now is the time to refinance and take advantage of historically low rates. Depending on your goals, you could:

Lower your monthly mortgage payment to improve cash flow
Use equity to pay off higher interest debt
Reduce the term of your mortgage, potentially saving you thousands over the life of your loan

Learn About Refinancing

Let's Talk

Our knowledgeable Member Contact Center team is happy to answer your questions at 800.854.9846. Or, visit us at a convenient branch location.

BOOK APPT

Community Involvement

Kinecta gives back to our communities through both financial support and volunteerism. Join us, or nominate a a special someone for our weekly #KinectaKindness award.

COMMUNITY INVOLVEMENT

Financial Education

Kinecta offers access to 2 to 7-minute webinars so you can expand your financial knowledge from the comfort of your own home. Choose from 25+ topics from budgeting to homebuying.

FINANCIAL EDUCATION

Scams & Fraud – It Pays to Be Aware

Coronavirus Scams. Fraudsters take advantage of people during times of crisis. Don't be a victim.

Unemployment, Direct Deposit, and SBA Loan Scams. If you receive unexpected funds in your account, do your homework before responding or spending.

IRS & Social Security Scams. If someone calls and demands immediate action to avoid arrest or threatens adverse action, that’s a big red flag.

Banking Scams. Beware of any requests to verify your account or card information.

Dating & Romance Scams. When your heart gets involved, be careful.

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Featured News

Event Calendar See All News

Kinecta News - Fall 2020 Edition

Kinecta celebrates its 80^th birthday in October, and we owe it to the tremendous support of our loyal members and credit union staff.

Read Article

Webinar: Living Trusts and Estate Planning

Is a living trust better than a simple will?
Will a trust help my heirs avoid probate?
When should we start planning our estate?
Aren’t living trusts only for the wealthy?
Our responses might surprise you.

Read Article

¹ATM fees. No-surcharge fee for Kinecta and affiliated credit union CO-OP ATMs. Unaffiliated ATM owner/operators may assess a fee.

²Mobile banking. Message and data rates may apply.

³Mortgage refinance loans. Offered under Nationwide Multistate Licensing System (NMLS) #407870. Kinecta is an Equal Housing Lender.