Branch & ATM Network 1
Enjoy access to your money through 30,000 surcharge-free ATMs and 5,000 shared credit union branches.
Welcome to Kinecta
Register today for the Virtual Santa Stroll Reimagined - A Mychal's Learning Place Event!
Kinecta Helps Members Get Back on Their Feet
We helped hundreds and hundreds of members through the recent COVID-19 crisis and we aren’t stopping now. We offer:
- Low rate emergency loans
- Deferred payments for auto, home, and credit card loans
- Assistance with the SBA Paycheck Protection Program
- General assistance
Refinancing Now is a Smart Move3
If your mortgage rate is more than 4.5% APR*, now is the time to refinance and take advantage of historically low rates. Depending on your goals, you could:
- Lower your monthly mortgage payment to improve cash flow
- Use equity to pay off higher interest debt
- Reduce the term of your mortgage, potentially saving you thousands over the life of your loan
Scams & Fraud – It Pays to Be Aware
Coronavirus Scams. Fraudsters take advantage of people during times of crisis. Don't be a victim.
Unemployment, Direct Deposit, and SBA Loan Scams. If you receive unexpected funds in your account, do your homework before responding or spending.
IRS & Social Security Scams. If someone calls and demands immediate action to avoid arrest or threatens adverse action, that’s a big red flag.
Banking Scams. Beware of any requests to verify your account or card information.
Dating & Romance Scams. When your heart gets involved, be careful.
Featured News
2nd Annual Santa Stroll - Virtual Event
Virtual Santa Stroll Reimagined is a 5k event to raise money to help with the expansion of the Mychal's after school and job training programs.
2020 Annual Food Drive Campaign
Help Kinecta make this Holiday Season a little brighter for families by making a donation.
Kinecta's 80th Anniversary
Kinecta is taking a slightly different path to celebrating our 80th Anniversary.
1ATM fees. No-surcharge fee for Kinecta and affiliated credit union CO-OP ATMs. Unaffiliated ATM owner/operators may assess a fee.
2Mobile banking. Message and data rates may apply.
3Mortgage refinance loans. Offered under Nationwide Multistate Licensing System (NMLS) #407870. Kinecta is an Equal Housing Lender.