Outstanding Service
We remember your name because you aren’t just a member – you’re an owner and important to us
We even offer special discounts to our members
We’re More Than Great Rates!
Unlike banks that earn profits for their shareholders, credit unions reinvest our revenue to offer better rates for our individual and business members. That means Kinecta can pay higher dividends on the money you save. And we charge lower rates on your credit cards, home mortgage loans, vehicle purchases and so much more.
But great rates are only the beginning. Because we’re smaller than the big banks, you matter more. Because we’re part of the community, we contribute more. And because you’re an owner as well as a member, you receive more benefits like discounts on products, services, and entertainment.
Kinecta’s Diversity, Equity and Inclusion (DEI) Council launched in 2020 during a pivotal point in history. We set out to recognize, advocate and foster a culture of diversity, equality and inclusion across our organization that is equitable for our employees and the communities we serve. Read more
In short, Kinecta is a credit union that delivers everything you’d expect from a bank. And when you add outstanding service, great rates and special member benefits, you get something more. You get banking done different.
Join Us Today!
You don’t need to be a union member to join our credit union. There are four easy ways you can qualify for a Kinecta membership and none of them costs you a dime.
Any immediate family or household member of a Kinecta member
Any Select Employer Group (SEG) employee and their immediate family or household member
Anyone who lives, works, or studies in select ZIP codes
Join the Innovision Society* during the Apply Online process. Kinecta will cover your one-time $10 membership fee.
Become a Member Now - Apply Online
Becoming part of the Kinecta family only takes a few minutes, and the benefits can last for a lifetime.
- Provide proof of age (18+) and a valid Social Security Number
- Have a valid government ID
- Provide contact, residence, and occupation information
- Make a $5 minimum deposit
Of course, you can always stop by a branch at your convenience.
What You Can Expect From Kinecta
At Kinecta, we do what’s right for you
Serving Our Communities
Annual Holiday Food Drive
For nearly 5 decades, vendors, members and employees donate their time and money to provide non-perishable Thanksgiving food items - along with a $75 grocery gift card - to over 1,000 local families in need.
Back-to-School Supply Drive
Each July, members, vendors, and employees donate school supplies and backpacks to benefit less fortunate youth. Distribution is in partnership with Parents of Watts and other non-profit organizations.
Our Reputation Speaks for Itself
US Patriot Act
Customer Identification Program Notification: Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account in order to help the government fight the funding of terrorism and money laundering activities. What this means for you: when you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.
1ATM fees No-surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owner/operators may assess a fee.
2Mobile banking. Message and data rates may apply.
*Learn more about the Innovision Society.