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Personal Insurance

Protection for every part of your life.

Let us do the work! At Kinecta Insurance1, we reach out to our network of A+ rated insurance partners to get competitive quotes and will find the best rates on your behalf. All you need to do is choose.

Available Insurance Types


An inability to earn a living to support yourself and your family - due to death or disability - can cause financial devastation. Make sure loved ones have the funds they need to survive and thrive.

Valuable Items

Homeowner’s policies are seldom enough to cover loss or damage to family treasures. This policy can cover jewelry, art, wine, collectables, antiques, and even musical instruments.

Long Term Care2

As you age - or in the event of an accident - you may require costly support. This type of policy may include in-home help as well as care from nurses or assisted/skilled living facilities.


Bring more than your sunscreen! Protect yourself worldwide with trip interruption, baggage protection, medical services, emergency evacuation and 24/7 support.

Special Events

Wedding? B’nai mitzvah? Quinceañera? Protect the financial investment that goes into a special day with a policy that covers cancellation, deposits, and more.

Let's Connect

We may be able to get you more coverage for the same price or reduce the amount you are currently paying. Our complimentary consultation and quotes come with no obligation to you.

West Coast Members: 800.905.4466option 2 Monday - Thursday: 8:00am - 6:00pm, Friday: 8:00am - 5:00pm, Saturday: 9:00am - 2:00pm (Except Federal Holidays.)

East Coast Members: 800.842.5936 or Click Here

Note: for Life and Long-Term Care insurance, check the background of investment professionals associated with Kinecta Wealth Management on FINRA's BrokerCheck service.


Personal Umbrella Insurance

This extra liability coverage goes beyond the limits of your existing auto, homeowners, or watercraft insurance to provide additional financial protection to cover a loss. This affordable policy is worth every penny considering the peace of mind it provides.

Protection Services

ID Lock3. Enjoy identification theft and credit monitoring services, with Smart Credit Reports, and more.

Debt Cancellation4. This protection helps cover all, or a portion of, your credit card and auto loan debts in case of death, disability, or involuntary unemployment.

1Insurance products are offered through Kinecta Financial & Insurance Services, LLC., subsidiary of Kinecta Federal Credit Union. California Insurance License #0E24631. Insurance products: 1) are not NCUSIF insured; 2) are not obligations of or guaranteed by the Credit Union or any affiliated entities; 3) involve investment risk, including possible loss of value. Insurance products not available in all states.

2The financial consultants at Kinecta Wealth Management are registered representatives of LPL Financial. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Kinecta Federal Credit Union and Kinecta Wealth Management are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Kinecta Wealth Management and are employees of Kinecta Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Kinecta Federal Credit Union or Kinecta Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency 

Not Credit Union Guaranteed  

Not Credit Union Deposits or Obligations  

  May Lose Value  

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

3ID Lock is not a product of Kinecta Federal Credit Union. Product is administered by Consumer Direct®.

4Debt Cancellation Protection. Available for personal credit cards and auto loans and is optional. Debt Cancellation will not affect your application for credit or the terms of any existing credit agreement you have with Kinecta. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under Debt Cancellation. For a full explanation of terms, contact a Kinecta branch or call our Member Contact Center at 800.854.9846.

All third-party trademarks referenced herein are the property of their respective owners.