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We’re banking on you, Watts.

  • Award-winning credit union
  • Better rates than many banks
  • Focused on helping members and the community
woman checking out the headline

    Located in the heart of Watts.

    Telephone: 310-643-2055

    Address: Freedom Plaza 2365 E. Century Blvd. Suite B. Los Angeles, CA 90002

     

    Hours of Operation:

    Monday - Friday
    Saturday
    Sunday

    9 a.m.-6 p.m.
    9 a.m.-2 p.m.
    Closed 


    BOOK APPOINTMENT

    Discover the benefits of a Kinecta membership.

    Favorable rates

    Get access to better rates and lower fees than most banks

    Convenient locations

    29 Kinecta branch locations across California, New York, New Jersey and Florida

    Fee-free ATMs

    Over 85,000 fee-free ATMs* connected to Allpoint and CO-OP networks often available at Target, Walgreens, CVS and more

    Shared Branch Network

    Access to 5,800 shared credit union branches

    We’re honored to be a part of the historic Watts community and look forward to providing financial services, education and mentorship to help members reach their goals and secure their futures.


    Book a virtual appointment or visit us in person to open an account, apply for a loan, send wires, deposit checks and more.

    Bank | Borrow | Insure | Invest

    Checking and savings made easy: Open an account today.

    • Balances insured by NCUA up to $250,000
    • Enjoy an early payday1 with direct deposit
    • Low or no fees
    • Flexible high-yield money market account

     

    OPEN ACCOUNT BOOK APPOINTMENT

    MyPerks credit card: Cash rewards on everyday purchases

    • 3% cash back on gas — get paid for your drive
    • 2% cash back on groceries — you don’t need to clip coupons to save
    • 1% cash back on everything else — from coffee to a night on the town
    • Up to 20% annual bonus — rewarding your loyalty

     

    APPLY NOW LEARN MORE

    Personal Loans

    Get peace of mind when unexpected expenses come up. We offer low, fixed rates designed for flexibility.

    Auto Loans

    For private-party vehicle loans, as well as dealer financing, our auto loan specialists will help you get great terms.

    Home Loans

    Our experienced mortgage loan consultants will guide you through the process for mortgages, refinancing and HELOC opportunities.

    Construction-to-Permanent Financing

    One loan with an up-front rate lock covers construction during an interest-only building phase and then converts to a fully amortized mortgage when completed.

    Insurance

    We work with A+ rated insurance carriers to get you attractive rates on the proper amount of coverage to protect you and your loved ones.

    Wealth Management

    Let our financial advisors help grow all that you’ve built, expand your financial potential and prepare a substantial legacy.

    Welcome to your financial future. Let’s set you up.

    You can come into one of our branches, book a virtual appointment or call to speak with one of our helpful team members. Let’s talk about how we can help you achieve your financial goals.

    Call today: 310.643.2055

    Membership requirements apply.

    *ATM fees. No-surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owners/operators may assess a fee.

    1 Access to direct deposit payroll funds is dependent on timing of the submission of the payment file from the payer. When received, Kinecta makes these funds available on the day the payment file is received, which may be up to two days earlier than the effective payroll payment date.