Send and Receive Money with Zelle®
Zelle® is a fast, safe and easy way to send money to friends, family and other people you trust, wherever they bank.5
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Proud Sponsor of LA Galaxy
Members get up to 60% off tickets and 20% off merchandise. Visit a branch or book an appointment today to become a member.
Enjoy exclusive member perks with LA Galaxy
• Exclusive co-branded LA Galaxy/Kinecta Debit Card*.
• Receive a free box of LA Galaxy checks with a new account.
• Kinecta members score big with up to 60% off tickets: lagalaxy.com/kinecta.
• Use your Kinecta debit or credit card in person at the LA Galaxy Team Store to receive 20% off merchandise.
• Use promo code KINECTA20 for 20% off Kinecta Soccer Center at soccercenter.lagalaxy.com and LA Galaxy Youth Camps: lagalaxy.com/camps.
The thrill of being a fan - in the palm of your hands!
Mastercard® Debit Card
Be sure to request a co-branded LA Galaxy/Kinecta Debit Card* when you open a checking account. Available for request at the Kinecta branch locations listed below.
With security features and new chip technology, it's the easy, reliable way to make purchases, pay bills, and conduct ATM transactions. As a Kinecta member you also have access to more than 85,000 surcharge-free ATMs** and over 5,800 shared credit union branches nationwide.
Two ways to manage your finances like a pro
ProtectPlus1
- Enjoy checking with all the bells and whistles
- Exclusive benefits to boost protection and financial prosperity
- Earn dividends on checking, get a boost on eligible certificates and more
Already a member? Open new accounts in online banking or the app.
Classic Checking2
- Fewer fees than many other checking accounts
- Pay bills, make deposits and transfer funds
- Mastercard® debit card with a chip, security features and tap-to-pay
Already a member? Open new accounts in online banking or the app.
Early Payday
When you open a Kinecta checking account and add direct deposit of your payroll checks, you may be able to get access to your money up to two days4 before your scheduled pay day.
With faster access to your funds you can go shopping, pay bills early to avoid late fees and interest charges, or even splurge a little.
Chip Technology
An added security layer to help prevent you from becoming a victim of fraud.
Open a checking account today!
It's time for you to experience the benefits of better banking.
*Membership requirements apply. Checking accounts opened at an LA Galaxy game will automatically receive LA Galaxy branded debit card and checks.
**ATM fees. No-surcharge fee for Kinecta and affiliated credit union CO-OP and Allpoint ATMs. Unaffiliated ATM owners/operators may assess a fee.
1ProtectPlus benefits are available only under the same membership. ProtectPlus Checking accounts are dividend-bearing accounts. For the current dividends and corresponding Annual Percentage Yield (APY), refer to the Dividend Rate Sheet. Only one (1) Non-Sufficient Funds (NSF) fee and one (1) Domestic Wire fee may be waived monthly. An NSF fee is assessed for item(s) returned unpaid due to insufficient/uncollected funds including, but not limited to checks and Automated Clearing House (ACH) transactions (per presentment). New or renewing certificates are eligible for a rate increase, excluding all other promotions including, but not limited to, promotional certificates. ProtectPlus benefits cannot be combined with other relationship benefits and benefits do not roll over. Refer to Kinecta Federal Credit Union’s Agreements and Disclosures booklet and Consumer Schedule of Fees and Charges for additional terms and conditions such as fees, payment of dividends and other details applicable to your specific account. Terms and conditions subject to change.
2Classic Checking fee waived in any month with 1) aggregate direct deposit or mobile check deposit in the amount of $250.00 per month. 2) $1,500 average monthly balance, or 3) 10 or more debit card purchases per month posted to account, or 4) an active Kinecta credit card in good standing, or 5) an auto or mortgage loan in good standing, or 6) the primary owner is either age 26 or under, or is age 62 and over, or 7) active duty military, or 8) during the first three months of a new account.
3Mobile banking. Message and data rates may apply.
4Early access to direct deposit payroll funds is dependent on timing of the submission of the payment file from the payer. When received, Kinecta makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the effective payroll payment date.
5Zelle®. U.S. checking or savings account required to use Zelle®. At Kinecta, Zelle® is available to primary account holder of consumer checking accounts. Joint account holders are not supported at this time. Members must be 18 years of age or older. U.S. mobile number or email required. All Zelle® trademarks used herein, are the exclusive property of Early Warning Services, LLC and are used with permission. Kinecta IS NOT AUTHORIZED, ENDORSED, OR SPONSORED BY EARLY WARNING SERVICES, LLC- OWNER OF Zelle®.
All third-party trademarks referenced herein are the property of their respective owners.
Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.