ProtectPlus™ Checking
You could save over $150 a month2 with industry-leading lifestyle and banking benefits.
When you bank with Kinecta, you get more. Better rates and personalized service aren’t the only benefits you’ll receive as a Kinecta member1, you also have access to discounts at area businesses and attractions.
Kinecta@Work Helps Retain Top Talent
When you become one of our Select Employer Groups, you and your employees qualify for exclusive benefits through our Kinecta@Work program.
- Enhance your benefits package at no additional cost
- Attract and retain employees with enhanced banking benefits
- Member benefits include exclusive loan products, new account and direct deposit incentives and more
Disclaimer of Liability. As of the date of this publication, all information is thought to be accurate, available and current. The information, products and services published herein may include inaccuracies or typographical errors. Kinecta Federal Credit Union (Kinecta) does not guarantee the accuracy of, and disclaims liability for, any inaccuracies, including but not limited to, the price, information and description of the products and services described herein.
The services provided herein are furnished by independent contractors who are not employees of, or joint ventures with, Kinecta. Kinecta is not liable for the acts, errors, omissions, representations, warranties, breaches or negligence of any vendor or any personal injuries, death, property damage or other damages or expenses resulting from causes outside of Kinecta’s control.
All warranties, expressed or implied, are the responsibility of the manufacturer or vendor. Under no circumstances shall Kinecta be liable for incidental, consequential or exemplary damages. Kinecta may revoke, repossess, modify or cancel the services at any time.
1Membership Benefits. As a member of Kinecta, you have access to discounts on various products offered through Kinecta’s website, branches, and other delivery channels. All listed or quoted prices are current prices only and are subject to change without notice. This is a discount Membership Program only and may be discontinued or modified at any time.
2ProtectPlus estimated value is based on approximate monthly cost or savings for similar marketplace benefits and is subject to change. Benefits and features may vary and may not necessarily reflect the exact features offered through ProtectPlus. No cash value is implied with the use of this account or any of its features. ProtectPlus benefits are available only under the same membership. ProtectPlus™ Checking accounts are dividend-bearing accounts. For the current dividends and corresponding Annual Percentage Yield (APY), refer to the Dividend Rate Sheet. Only one (1) Non-Sufficient Funds (NSF) fee and one (1) Domestic Wire fee may be waived monthly. An NSF fee is assessed for item(s) returned unpaid due to insufficient/uncollected funds including, but not limited to checks and Automated Clearing House (ACH) transactions (per presentment). New or renewing certificates are eligible for a rate increase, excluding all other promotions including, but not limited to, promotional certificates. ProtectPlus™ benefits cannot be combined with other relationship benefits and benefits do not roll over. Monthly fee of $9.95 can be waived by maintaining a $10,000 average monthly balance in your ProtectPlus™ checking account. Refer to Kinecta Federal Credit Union’s Agreements and Disclosures booklet and Consumer Schedule of Fees and Charges for additional terms and conditions such as fees, payment of dividends and other details applicable to your specific account. Terms and conditions subject to change.