Share Certificates

Competitive rates with flexible terms.

Whether you choose a Savings Account, Money Market Account, or Share Certificate, you’ll get competitive dividends and flexible terms at Kinecta.

Regular Share Certificates

  • Higher balances generally earn higher yields
  • Flexibility to choose terms from 90 days to 5 years
  • Withdraw dividends without penalty**
  • Borrow against your funds with a Certificate Loan*

Jumbo Share Certificates

  • Open your Jumbo Certificate with a $100,000 minimum deposit
  • Flexibility to choose terms from 90 days to 5 years
  • Withdraw dividends without penalty**
  • Borrow against your funds with a Certificate Loan*

Access Plus Share Certificate

A unique share certificate that provides you access to your money.

  • Penalty-FREE withdrawals
  • Unlimited deposits
  • 12-month term with guaranteed rate

College Saver Certificate

Want a great way to help save for your education or that of your children or grandchildren?**
Members up to 18 years of age can open one with as little as $200! Open yours today!
Stop by your nearest Member Service Center or call us at 800.854.9846


Open Yours

You may also call us at
800.854.9846
or visit a Kinecta Member Service Center


Helpful Links

View our current rates


Insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency

*Certain restrictions apply.

**Penalty for early withdrawal of principal may apply.