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Overdraft Protection
Savings Overdraft Protection
- May pay your debit card transactions if you don't have enough funds to cover the transaction
- Allows pre-authorized transfers from your savings account to your checking account
- Helps you avoid bounced checks and banking penalties
Line of Credit Overdraft Protection1
- When approved for this line of credit, funds up to your credit limit will be available to cover checking overdrafts
- Available limits from $500 - $5,000
- Subject to loan interest
Select Accept2
- May pay your debit card transactions if you don't have enough funds to cover the transaction
- $25 fee applies to each overdraft with a limit of three per day per account
- Overdrafts less than $5 will not be charged the $25 fee
- To get started, simply login to online banking and click the tab for “Select Accept”
Questions? Call us: 800.854.9846 or Visit Us
1Overdraft Line of Credit. Requires application and is subject to credit approval. When enrolled, allows preauthorized transfers to your checking account subject to available credit. Secured credit limits are between $500 and $5,000 at current Annual Percentage Rate (APR). Subject to loan interest.
2Select Accept. Covers everyday debit card transactions. $25 fee for each overdraft limited to three (3) fees per day, per account. You will not be charged the $25 fee if you overdraw your account less than $5. Overdraft amounts and associated fees must be paid within 30 days to avoid account restriction. Recurring debit card transactions may continue to be authorized at our discretion even if you do not sign up for Select Accept. We reserve the right to refuse to pay an overdraft at our discretion.