REAL ESTATE CENTER

Home Equity Line of Credit (HELOC)

Your home’s equity has plenty to offer.

Get the cash you need by tapping into your home’s equity. A Kinecta Home Equity Line of Credit gives you the flexibility to access your money on your terms:

  • Variable interest rate
  • Only pay interest on the amount you use
  • Borrow up to $500,000
  • There are no fees up to $250K
  • $250K - $500K will require a full appraisal paid by the member
  • Access funds whenever you need them
  • Draw funds for up to 10 years
  • Up to 20-year repayment period
  • Interest may be tax deductible*

Want to learn more?
Contact our mortgage team today!
800-854-4501, Option 1

Send Us Your Information



* Check with your tax advisor.

Please contact us for rates. The maximum APR that may apply over the life of the loan is 18.00%. Certain fees, conditions and restrictions, may apply. Consult your tax advisor regarding deductibility of interest and charges. Terms and conditions are subject to change without notice. All loans are subject to credit approval

Contact Us - 800.854.4501
Get Pre-Approved

Chat with an Agent

Agents are available Monday through Friday between 7:30 AM PST and 7:00 PM PST.


Please call for rates on loans over $2,000,000 and Jumbo Fixed loans.


Mortgage Loan Centers

4041 MacArthur Blvd., Suite 100
Newport Beach, CA 92660
Manager: Erik Jenner
Ph: 866.479.5600
Hours: Mon-Fri 9 a.m. - 5 p.m.
2751 W. Hillcrest Drive
Newbury Park, CA 91320
Manager: Allen Hill
Ph: 866.350.0461
Hours: Mon-Fri 9 a.m. - 5 p.m.
2100 Park Place
El Segundo, CA 90245
Managers: Jason Redmond
Ph: 800.854.4501 Option 5
Hours: Mon-Fri 9 a.m. - 5 p.m.