Monitor your money
Check balances, view transaction history and see account activity
Bank anywhere, anytime.
With Kinecta’s online and mobile banking, you can easily and securely manage your money from wherever you are.
Manage your money on the go with the app.
Scan the code or select your app store to start using the Kinecta mobile app today.
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Features you can bank on.
Whether you’re using a web browser or the mobile app, easily access these features:
Custom notifications
Get real-time alerts to help monitor for unusual activity
Manage your cards
Conveniently block a card, add to your digital wallet, change a PIN and more
Go paperless
Securely access your statements and other important docs
Open and Apply
Open new accounts or apply for loans and credit cards
Move money securely and easily.
With Kinecta online banking or the app, you’re just a couple of clicks (or taps) away from quick and easy transfers, deposits or payments.
Transfer Money
Move funds between your accounts or send money to a friend with Zelle® in the app
Pay Bills
With Bill Pay, checking off your one-time or recurring payments is quick and simple
Deposit Checks
Use the mobile app to take a photo of your check and deposit it in a snap
Direct Deposit
Set up direct deposit from your employer and get paid up to two days early*
Stay safe with security features.
Rest assured your accounts are protected with these security benefits:
- Multi-factor authentication
An added layer of protection when signing in that you can customize - Biometric ID†
Set up Face or Touch ID on your mobile device for quick and secure access - Real-time alerts
Enable alerts for transaction or login activity so you can stay informed - Dispute transactions
Use our self-service form if you see fraudulent activity on your account
Your money is in your hands.
Check transactions, set up alerts, send money with Zelle®, manage your cards and more — all in one simple app.
Budget for your financial goals.
Get access to financial insights and tools to take charge of your financial health.
- Sign up for credit score monitoring
- See a detailed spending analysis
- Set savings goals and track progress
- Assess your financial health
- Start investing with as little as $1001
Get your questions answered.
Learn more about Kinecta’s online and mobile banking with FAQs and online tutorials.
Membership requirements apply. Refer to the Agreements & Disclosure booklet for terms and conditions applicable to specific accounts.
†Biometric ID is available for mobile devices with biometric capabilities.
*Early access to direct deposit payroll funds is dependent on timing of the submission of the payment file from the payer. When received, Kinecta makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the effective payroll payment date.
All Zelle® trademarks used herein, are the exclusive property of Early Warning Services, LLC and are used with permission. Kinecta IS NOT AUTHORIZED, ENDORSED, OR SPONSORED BY EARLY WARNING SERVICES, LLC- OWNER OF Zelle®.
Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
1Kinecta Federal Credit Union (“Promoter”) is considered a third-party promoter for IQvestment, LLC (“IQvestment”) and is not a current client or investor of IQvestment. The Promoter has a fee arrangement with IQvestment which is described in more detail here. We are confident in the exceptional quality of IQvestment's advisory services. Besides our standard compensation, there are no other material conflicts of interest to consider.