What’s new for you?
Your stimulus check questions answered
As the third round of economic impact payments continues to roll out, you can find information about payment eligibility and status, how to deposit paper checks, and common stimulus check scams here. Rest assured, Kinecta provides full access1 to your stimulus funds upon issuance so you don’t have to wait to spend them.
New mobile app feature
Starting this month, manage your debit and credit cards when you’re on the go: set text or email transaction alerts, lock your card if you think you’ve lost it, or activate a new card while you’re out and about.
Check out our new mobile “book appointment” functionality when it goes live this spring. It will let you set a time to meet with a variety of branch associates, depending on your needs, so you are in and out in a flash.
Kinecta’s digital auto loan application allows existing members apply for an auto loan using your mobile phone or tablet, as well as from your desktop.
Credit offers at the click of The Button
Curious how much credit you could get, but afraid a hard credit pull will negatively impact your credit score? Fear no more! Available later this month, Kinecta gives you the ability to obtain your own custom credit offers with The Button. Pre-qualify for Kinecta loan products without impacting your credit file or FICO score. Look for The Button on the credit card and personal lending pages of kinecta.org soon.
Even higher personal loans and lines of credit
This April, Kinecta is raising our Signature Personal Loan and Line of Credit2 limits from $25,000 to $100,000 to help you better manage your debt. Finance a large upcoming expense or consolidate larger amounts of high-interest debt into a single low-rate monthly payment with no collateral required.
1Early access to direct deposit payroll funds is dependent on timing of the submission of the payment file from the payer. Kinecta makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the effective payroll payment date.
2Subject to credit approval. Rates, loan amounts, and terms are based on standard underwriting factors. Maximum loan or line amount is $100,000