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You deserve a better way to bank

If you are tired of inadequate customer service or getting monthly fees from your current bank, it’s time to think about finding a better way to bank.

We offer you a banking experience it would be difficult to find anywhere else. Because we are a not-for-profit, we reinvest our revenue to help our members…not Wall Street.  That means we can offer higher rates for savings and lower rates for credit cards and loans…with personalized service.

We do banking different

We look at you differently, and we look at banking differently. For example, our goal is to help you learn to waterski or relax in a jacuzzi… not sell you a boat loan or a home equity line of credit. That’s the beauty of our not-for-profit status: we can focus on meeting your needs, not ours.

And we love our neighbors. Last year, we raised $650,000 and participated in 180 community events to support local residents and businesses.  We live in our communities, too, and have a vested interest in helping create thriving local economies.

Protect and Grow

Keep your money safe
and grow it over time
with our checking and
savings accounts

Reward Yourself

With cash back and
wards programs that
truly reward you for
everyday purchases

Pay Down Debt

Flexible personal lending for
debt consolidation and
emergency expenses –
money when you need it.

Finance Your Dream Home

Take advantage of
historically low rates and
purchase or refinance with Kinecta

Find Your Closest Branch

For a more personal touch,
we have branch staff
available to help in person,
with safety protocols in place.

Discover Kinecta

See why so many are
choosing Kinecta as
their bank.

We love our neighbors

Last year, we raised $650,000 and participated in 180 community events to support local residents and businesses.  We live in our communities, too, and have a vested interest in helping create thriving local economies.

Kinecta. We’re why your bank should be a credit union

We offer all the products you can find at a bigger bank, but with more personalized attention and fewer fees. And you don’t have to be part of a union to join our Kinecta family.

Get started on a new way of banking today!